MALTA PERMANENT RESIDENCE PROGRAMME (MPRP)
Malta’s MPRP grants permanent residence to eligible third-country nationals who meet due-diligence, contribution, and property requirements and maintain coverage and means.
Malta residency: security, opportunity, and a better life.
Permanent residence for investors and their families.
Malta (south of Italy in the Mediterranean) offers a permanent residence route for eligible third-country (non-EU) citizens and their families. Approved residents may live in Malta as long as they maintain program conditions. Permanent residents can apply for a work permit and access public services in line with resident rules.
Many applicants—business owners, investors, freelancers, and retirees—pursue Malta residence for Schengen mobility, lifestyle, and a contingency option if circumstances at home change. The MPRP does not automatically lead to citizenship; those seeking a citizenship-led route should review the Malta Citizenship by Merit (CBM) regulations.
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Key facts
- Status: Permanent residence (not citizenship).
- Schengen mobility: 90/180-day visa-free travel across Schengen after approval.
- Property: Qualifying purchase from €375,000 or rental from €14,000/year.
- Contributions: Government administrative fee, government contribution, and a €2,000 philanthropic donation.
- Financial capacity: Asset and liquidity thresholds; health insurance required.
- Family: Spouse/partner, dependent children (typically up to 29 if unmarried and dependent), and dependent parents/grandparents may be included.
Eligibility checklist
- Clean background and successful due-diligence (AML/KYC).
- Asset ownership: (Option A) Assets valued at ≥ €500,000 with ≥ €150,000 liquid, or (Option B) Assets valued at ≥ €650,000 with ≥ €75,000 liquid (maintained for first 5 years).
- Qualifying property: purchase ≥ €375,000 or rent ≥ €14,000/year.
- Government administrative fee and contribution paid as required.
- €2,000 philanthropic donation.
- Health-insurance coverage for all included applicants.
- No minimum physical-presence requirement published by the government, but establishing a genuine link with the country is expected.
How to apply — steps
- Initial screening: Confidential eligibility check, AML/KYC pre-assessment.
- File preparation: Collect IDs, police certificates, financials, insurance; select property path (rent/purchase).
- Submission & due-diligence: Application filed with the government; background checks run; queries answered promptly.
- Decision & formalities: Upon approval, settle government fees/contribution, donation, and finalize property.
- Issuance: Residence cards granted; family members receive cards as included.
- Maintenance: Keep property/insurance/means; renew cards per validity and report changes.
Fees & property thresholds (summary)
| Item | Amount | Notes |
|---|---|---|
| Government administrative fee (main applicant) | €60,000 | Spouse/minor children: included; adult dependents: €7,500 each |
| Government contribution | €37,000 | Non-refundable contribution |
| Philanthropic donation | €2,000 | Approved Maltese organization |
| Property — purchase | ≥ €375,000 | Hold ≥ 5 years |
| Property — rental | ≥ €14,000 / year | Lease ≥ 5 years |
| Legal/Professional fees | Custom | Depends on family composition — request quotation |
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Family, work, and mobility
- Family inclusion: Spouse/partner, dependent children (typically to 29 if unmarried & dependent), dependent parents/grandparents.
- Work in Malta: Permanent residents may apply for a work permit.
- Education & healthcare: Access to Malta’s systems as residents (citizen entitlements differ).
- Schengen travel: 90/180-day visa-free movement post-approval.
Frequently asked questions
Clean background, successful due-diligence, asset/liquidity
thresholds, qualifying property (rent or purchase), contributions,
€2,000 donation, and comprehensive health insurance.
Timelines vary; approvals are possible within months after
complete submission and due-diligence. Complexity and family
size can affect timing.
Spouse/partner, dependent children (typically up to 29 if
unmarried and dependent), and dependent parents/grandparents
may be added if eligibility conditions are met.
MPRP does not automatically lead to citizenship. Long-term
residence can enable standard naturalization routes. For
a citizenship-led path, see the
Malta Citizenship by Merit (CBM) framework.
Government administrative fee, government contribution,
€2,000 donation, plus property commitment (purchase or rent).
Legal fees depend on family composition.
Purchase at or above the qualifying threshold and hold for
≥5 years, or rent a qualifying property for ≥5 years at
or above the annual minimum.
No minimum annual stay is mandated by the program, but you
are expected to establish a genuine link with Malta and
maintain property, insurance, and financial means to keep
status in good standing.
Permanent residents may apply for a work permit. Company
formation is possible subject to standard regulatory requirements
and licensing.
Asset and liquidity thresholds must be met and maintained
during the initial years (in addition to fees, contribution,
donation, property, and insurance).
Yes—after approval, 90/180-day visa-free travel across the
Schengen Area applies to the residence card holder.
IDs, police certificates, financial statements, proof of
insurance, property documents (lease or purchase), and supporting
forms as advised during preparation.
Incomplete files, weak financial evidence, delays in police
certificates, and non-qualifying leases/purchases are frequent
causes of queries or refusal.
Yes, provided you always maintain a qualifying property
and minimum terms (price/rent and 5-year commitment). Notify
your representative before changes.
Government contributions are generally non-refundable once
paid. Some administrative or professional fees may be non-refundable—check
your engagement letter.
Not strictly for eligibility, but a local or EU account
can simplify payments and proof of means. KYC requirements
apply at banks.
They must be recent at submission. If processing extends,
updated certificates may be requested to remain current.
Bank statements, custody/brokerage statements, audited accounts,
property deeds, and source-of-funds documentation. Liquidity
and asset thresholds must be evidenced clearly.
Avoid travel close to expiry. Renewal is your responsibility;
traveling with an expired card can cause Schengen re-entry
issues.
If they pass the age/dependency threshold before decision,
they may require separate consideration or their own application
route.
Yes—non-compliance (e.g., losing qualifying property, insurance,
or failing due-diligence updates) can result in revocation.
Keep all conditions current.
No formal language test is part of MPRP, though English
is widely used in Malta and helpful for daily life and paperwork.
No fixed region, but the property must meet the program’s
minimum purchase or rent thresholds and term conditions.
Standard due-diligence on landlords/sellers applies.
Provide official proofs (name-change certificates, registry
extracts) and consistent spellings across the file. Translations/apostilles
may be required.
Certain formalities can be delegated to authorized representatives
per local rules. Biometrics and key signatures are usually
in-person.
MPRP Answer Library
Fees & Property thresholds
One-page summary of government administrative fee, government contribution, €2,000 donation, and qualifying rent/purchase thresholds (5-year minimums).
Family benefits & inclusion
Who can be included (spouse/partner, dependent children, parents/grandparents) and what residents can access in education, healthcare, work permits, and Schengen mobility.
Steps & timeline
From screening and file preparation to submission, due-diligence, approval formalities, issuance, and ongoing maintenance—what to expect and how to stay on track.
Document checklist
IDs and civil status docs, police certificates, financials and liquidity, insurance, and qualifying property documents—plus tips to avoid common delays.
Sources & official information
- Malta residency: Residency Malta Agency — official program authority.
- Malta citizenship: Komunità Malta — citizenship authority (for CBM and nationality matters).
- Schengen Area background: Wikipedia overview (general reference).
Refer to current government circulars/legal notices; figures and thresholds can change.
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