Malta Residency /
Citizenship by Investment

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MALTA RESIDENCY & CITIZENSHIP BY INVESTMENT


Malta immigration by investment programs for investors and their families.
Live and work in the European Union.

To support the country's economy, Malta, located south of Italy in the Mediterranean Sea, is offering Maltese citizenship, i.e. the Malta passport, considered one of the strongest in the world, to foreign investors.

Malta citizens can benefit from a wide range of world-class social services, including free education and healthcare. Because Malta is a member of the European Union (EU), a passport from Malta conveys rights and privileges similar to the passports of Germany, France, or any other EU country. As such, Malta passport holders may live, work or study in any country belonging to the European Union.

International business executives, investors, VIPs as well as affluent citizens worldwide consider Malta citizenship a powerful asset and safety net should the living conditions at home become unfavorable, or to obtain a prestigious second passport to facilitate international travel. Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU).

Visa-free Travel
to 186 Countries

Free Custom
Quotation

Live - Work -
Retire in the EU

Private &
Confidential

Family Members
Included

Full Citizenship &
Passport

*** Malta (EU) Citizenship & Residency Update for 2024: The "Granting of Citizenship for Exceptional Services Regulations (CES/MEIN)"
  and the "Malta Permanent Residence Programme (MPRP)" are still open and accepting new applications. ***


LIVE, WORK, STUDY, OR RETIRE IN ANY OF THE EU COUNTRIES

The Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment Regulation provides for affluent persons of impeccable standing and repute, including their families, to receive Maltese residency and citizenship on the basis of an investment in Malta. Once Malta citizenship is granted, the applicant may live, work, study, or retire in any of the member countries of the European Union.

Applicants are not required to continuously live in Malta before or after citizenship approval.

VISA FREE TRAVEL TO OVER 180 COUNTRIES, INCLUDING THE USA

Malta citizenship offers full European Union benefits, including Schengen borderless travel and a United States visa waiver. This means visa-free travel to more than 180 countries in the world, including the USA, Canada, Middle East, Africa, Asia, and most countries in North, Central and South America.

A BETTER QUALITY OF LIFE FOR THE FAMILY

Malta is a safe country that offers a low cost of living index. Clean air, property rights, and freedom of speech are enjoyed by all. Multiple cultures live side by side in peace and harmony. The country has long been a vacation spot for Europeans and high net worth individuals who flock to the island for its sunny and warm climate year-round. Malta offers a modern infrastructure ranging from reliable phone and internet service to secure banking to well-established air and sea routes connecting the island to the European mainland and international destinations.

A BETTER EDUCATION FOR THE APPLICANT’S CHILDREN

Because of the country's history as a former British colony the Maltese school system reflects the British structure. There are two school categories: state schools and private schools. State schools are free to all students (including free transportation and free books), while private schools such as international schools charge tuition fees. Attending the renowned University of Malta for an undergraduate or graduate/post-graduate degree is free for Malta citizens and their children.

Residency and Citizenship for Qualified Investors

MALTA CITIZENSHIP BY INVESTMENT (CES/MEIN)

Malta Naturalisation for Exceptional Services by Direct Investment, also referred to as the Maltese Exceptional Investor Naturalisation (MEIN), is a regulation that leads to Malta residency and Malta citizenship / Malta passport.

Residency and citizenship are available to qualified investors, including EU and non-EU nationals over the age of 18, their spouses or long-term partners (gender neutral), unmarried children under 29, and parents/grandparents over 55.

Please review our Malta Citizenship page for additional details about each of this program.

The citizenship application process entails the following stages:

  1. Application Start: The applicant retains our government-licensed immigration attorney to represent him/her throughout the application procedure.
  2. Residency Application: The applicant receives Malta residency status. Residency is issued in about two weeks and is valid for up to 36 months.
  3. Citizenship Eligibility Application: The Malta government determines if the applicant is eligible for Malta citizenship.
  4. Citizenship Application: Upon eligibility approval, the government processes the citizenship application and issues a conditional Approval in Principle.
  5. Investments: Upon citizenship approval, the applicant makes all required investments and fulfills all conditions, such as renting or buying a property.
  6. Oath of Allegiance: The applicant takes the oath and receives the Certificate of Naturalization.

The citizenship regulations require the following investments:

  • Direct Investment: EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option). Dependents (if any): EUR 50,000
  • Philanthropic Donation: A donation to a Malta-registered non-profit organization: EUR 10,000
  • Property Rental or Purchase: EUR 16,000 per year if rented, or EUR 700,000 if purchased

Additional expenses include the following government fees:

  • Residence Permit Fee: EUR 5,000. Each dependent: EUR 1,000
  • Residence Card: EUR 27.50 per card
  • Citizenship Eligibility Due Diligence Fee: EUR 15,000. Each dependent age 12 and over: EUR 10,000
  • Citizenship Eligibility Administrative Fee: EUR 1,000 each applicant
  • Citizenship Administrative Fee: EUR 500 each applicant 

Total service fees depend on the number of family members to be included. Please contact us for a custom quotation.

The Malta (EU) citizenship/passport allows settling in any of the EU member countries. The total number of citizenship certificates granted is limited to 400 per year.

Additional details about the CES / MEIN Malta citizenship by investment program can be found on our Malta Citizenship page

The Benefits of Malta Citizenship

Many affluent citizens around the world consider the passport of an EU member country a powerful tool for international tax planning and to provide their families with a better quality of life.

Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU).


Applicants realize that the Maltese citizenship can provide several benefits, including:

  • Visa free travel to over 180 countries, including the USA, Canada, and Europe
  • Living or retiring in a safe country with a warm climate
  • A better education for the applicant’s children
  • Children and grand children gain visa free travel and the right to live, work, or study in many countries
  • A better quality of life for the family, including better healthcare and an unpolluted environment
  • Relatively low real estate prices
  • Personal security
  • Tax advantages
  • Freedom associated with having dual citizenship / a second passport
  • Applicants are not required to continuously live in Malta before or after citizenship approval

Free Movement of Persons

The Malta citizenship program extends to the entire family for future generations. This includes not only the main applicant but also a spouse or long-term partner (of any gender), children, parents, and grandparents. All family members covered by the program have the freedom to travel, reside, and work without constraints within the European Union.

Free Movement of Goods & Services

Malta citizens and their affiliated companies enjoy the advantage of being able to seamlessly offer their products and services throughout the European Union member states. This unrestricted market access provides a significant opportunity for business expansion and collaboration within the EU, fostering economic growth and enhancing the competitive edge of Maltese entrepreneurs and enterprises on the European stage.

Free Movement of Capital

Holders of a Malta passport benefit from a range of financial and investment opportunities within the European Union. With the privilege of being able to transfer funds seamlessly between EU member states, Malta passport holders have the flexibility to manage their finances efficiently across borders. Additionally, they enjoy the freedom to purchase property in any EU country of their choice, providing them with diverse real estate investment options and the ability to establish residences according to personal preferences.

Attractive Tax System

Malta stands out as a compelling financial center, drawing attention for its highly advantageous tax system and strategic geographical position at the nexus of three continents – Europe, Africa, and Asia. The combination of these factors makes Malta an ideal destination for individuals and businesses seeking favorable tax conditions and a strategic location for international trade and commerce.

The favorable tax system in Malta encompasses various incentives and exemptions, contributing to the nation's appeal as a financial hub. Applicants are advised to secure the services of an independent tax specialist. Should you require assistance in this regard, we would be glad to facilitate an introduction to reputable tax specialists familiar with Malta's tax landscape.

High Standard of Living

Holders of Malta residency or citizenship enjoy an elevated standard of living, attributed to their access to esteemed private schools, reliable private medical facilities, and Malta's standing with one of the lowest crime rates in Europe. In Malta, a harmonious coexistence prevails among multiple cultures, fostering a peaceful and inclusive community. The unpolluted air, codified property rights, and the freedom of expression contribute to the well-rounded quality of life that residents and citizens experience in Malta.

Because of the country's history as a former British colony the Maltese school system reflects the British structure. There are two school categories: state schools and private schools. State schools are free to all students (including free transportation and free books), while private schools such as international schools charge tuition fees. Attending the renowned University of Malta for an undergraduate or graduate/post-graduate degree is free for Malta citizens and their children.

Visa Free Travel

Possessing a Malta passport offers a range of travel advantages, eliminating the need for a visa when traversing within the European Union. This facilitates seamless travel experiences for Malta passport holders, allowing them to explore the diverse landscapes, cultures, and opportunities that the EU member states have to offer. Additionally, Malta passport holders also enjoy visa-free travel to numerous non-EU countries, providing them with global mobility and accessibility.

The Citizenship by Investment Application Procedure Step by Step

Step #1: Application Start
The applicant retains our government-licensed immigration attorney to represent him/her throughout the application procedure.

Step #2: Residency Application
The applicant receives Malta residency status. Residency is issued in about two weeks and is valid for up to 36 months.

Step #3: Citizenship Eligibility Application
The Malta government determines if the applicant is eligible for Malta citizenship.

Step #4: Citizenship Application
Upon eligibility approval, the government processes the citizenship application and issues a conditional Approval in Principle.

Step #5: Investments 
Upon citizenship approval, the applicant makes all required investments and fulfills all conditions, such as renting or buying a property.

Step #6: Oath of Allegiance
The applicant takes the oath and receives the Certificate of Naturalization / Malta passport.

MALTA PERMANENT RESIDENCE PROGRAMME (MPRP)

The Malta Permanent Residence Programme (L.N. 121 of 2021) for non-EU nationals offers applicants the right (without obligation) to live in Malta year-round, 90-day visa-free travel to all European countries within the Schengen area, and the option to apply for a Malta work permit. This program does not lead to Malta citizenship / the Malta passport.

Family members, such as a spouse, children, parents and grandparents may be included if they are financially dependent on the main applicant.

Standard processing is about 4 to 6 months from the submission of a complete and correct application.

The applicant makes the required investments after receiving the residency approval in principle. Residing in Malta continuously during or after the residency application period is not a requirement. Please contact us to receive a detailed quotation.

Additional details about the MPRP program can be found on our Malta Residency page

PROGRAM COST:

  1. Malta Government Contribution (non-refundable donation to the Malta government): 
    1. Main applicant: EUR 28,000 (if property is purchased), EUR 58,000 (if property is rented)
    2. Spouse: no charge
    3. Children (any age): no charge
    4. Dependent parents and/or grandparents: EUR 7,500
  2. Malta Philanthropic Donation: 
    1. Main applicant only: EUR 2,000
  3. Malta Property Investment (minimum 5 year holding period): 
    1. Main applicant only: Choose between a property purchase at EUR 350,000 or a property rental at EUR 12,000 per year (EUR 300,000 / EUR 10,000 in the south or Gozo)
  4. Malta Government Fee:
    1. Main applicant only: EUR 40,000
  5. Legal Fees: 
    1. Depending on the number of family members to be included. Please ask us about a custom quotation for you / your family.


Please note that applicants must also meet the following qualifications:

  1. The main applicant needs to prove ownership of assets valued at EUR 500,000 or more. Assets may include bank deposits, stocks/bonds/mutual funds, real estate, and similar.
  2. Of these assets, at least EUR 150,000 must be liquid funds, such bank deposits, stocks/bonds/mutual funds, or similar.
  3. The liquid funds do not need to be transferred to Malta - they can be kept in the applicant’s account in his/her home country.
  4. These assets cannot be used for the application.
  5. The applicant must continue to demonstrate ownership of assets valued at EUR 500,000 or more during the first 5 years of residency. This requirement stops after five years.


The MPRP program does not lead to Malta citizenship / the Malta passport. Residents may apply for citizenship after 6 years in residency status, but applications usually take 10 to 15 years to reach the approval stage. If you are interested in qualifying for Malta citizenship after only 12 or 36 months of residency, please review the Malta Naturalisation for Exceptional Services by Direct Investment page.

OTHER MALTA RESIDENCY PROGRAMS

In addition to citizenship and permanent residency options for investors, Malta provides various temporary residency programs for individuals who are citizens of another EU member country or nationals of non-EU member states. It is important to note that these programs do not confer permanent residency, nor do they lead to Malta citizenship and the EU passport.

Please review our Malta Residency page for additional details about each of these programs.

MALTA GLOBAL RESIDENCY PROGRAMME (GRP)

The Maltese Global Residence Programme (GRP) targets wealthy non-EU citizens by offering them 1-year (tax) residency in Malta and 90-day visa-free travel to all European countries within the Schengen area. As such, the program is especially beneficial for business persons who need frequent, visa-free travel across the Schengen zone. 

GRP visa applicants can also benefit from Malta's low flat tax rate of 15% chargeable on all income remitted to Malta from foreign sources, subject to a minimum annual tax of EUR 15,000. To take advantage of the tax benefit GRP applicants must refrain from staying in any other jurisdiction for more than 182 days and becoming a tax resident in that other country.

Applicants must have valid health insurance and purchase or rent a personal residence. If purchased, the minimum value is EUR 275,000 (or EUR 220,000 in Gozo/South Malta). If rented, the annual minimum is EUR 9,600 (or EUR 8,750 per year in Gozo/South Malta).

Residency status under the GRP programme must be renewed annually to avoid expiration. The annual expense, a minimum tax, to renew residency is approximately €15,000. Further, because the applicant is required to rent a residence at an annual lease of no less than €8,750 (a property purchase is also acceptable), the total minimum expense to renew the GRP permit each year is approximately €24,000 plus fees.

Processing can be as fast as 3-4 months.

This program is not an effective means to relocate to Malta permanently, and it does not lead to Malta citizenship / the Malta passport.

MALTA ORDINARY RESIDENCE (OR)

The Malta ordinary residence programme is only available for EU nationals (citizens of the EU including Switzerland, Liechtenstein, Norway, and Iceland) who want to live in Malta 183 days per year or longer.

The program requires the applicant to demonstrate financial self-sufficiency which is defined as having available funds of at least EUR 14,000 for a single person (EUR 23,000 for married couples).

Applicants must possess health insurance that provides coverage for the applicant while residing in Malta and purchase or rent a personal residence.

Income brought into Malta is fully taxable.

This program does not lead to Malta citizenship / the Malta passport.

MALTA RESIDENCE PROGRAMME (TRP)

The Malta (tax) residency program is only available for EU nationals (citizens of the EU including Switzerland, Liechtenstein, Norway, and Iceland) and requires applicants to declare they do not spend more than 183 days in any other jurisdiction outside of Malta - but there is no requirement to spend 183 days inside Malta.

The special tax rate on income brought into Malta is 15% (annual minimum tax: EUR 15,000). There is no tax on income generated outside of Malta and not remitted to Malta, and there is no tax on capital gains generated outside of Malta even if these gains are brought into Malta.

Applicants must have valid health insurance and purchase or rent a personal residence. If purchased, the minimum value is EUR 275,000 (or EUR 220,000 in Gozo/South Malta). If rented, the annual minimum is EUR 9,600 (or EUR 8,750 per year in Gozo/South Malta).

Processing can be as fast as 3-4 months.

This program does not lead to Malta citizenship / the Malta passport.

MALTA RETIREMENT PROGRAMME (MRP)

The Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive a pension to be transmitted to Malta. The amount of the pension must equal at least 75% of the applicant’s total income.

Applicants need to stay in Malta for an average of 90 days per year over a five year period, and must declare they do not spend more than 183 days in any other jurisdiction outside of Malta (but there is no requirement to spend 183 days inside Malta).

Applicants must purchase or rent a personal residence. If purchased, the minimum value is EUR 275,000 (or EUR 220,000 in Gozo/South Malta). If rented, the annual minimum is EUR 9,600 (or EUR 8,750 per year in Gozo/South Malta).

Foreign source income brought into Malta is taxed at 15% with an annual minimum tax of EUR 7,500 for the main applicant, and EUR 500 for each dependent.

This program does not lead to Malta citizenship / the Malta passport.

MALTA NOMAD RESIDENCE PERMIT (MNRP)

The Malta Nomad Residence Permit ("Digital Nomad Visa") is available to applicants who are not citizens of an EU member country. Applicants must be able to work independent of location and prove that (a) they are employed under a work contract issued by an employer outside of Malta, or (b) they conduct business on behalf of a company registered outside of Malta in which they are a partner or shareholder, or (c) they are a freelancer or consultant offering services to clients who are based outside of Malta. Click here to read additional Nomad Visa FAQs.

Applicants for the Malta nomad residence permit must earn a salary of at least EUR 3,500 per month (EUR 42,000 per year).

Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks.

Family members, including a spouse or partner, minor children, and dependent adult children, maybe included on the application of the main applicant.

The visa is valid for one year, and may be renewed at the discretion of the Malta government, for a maximum of 4 years.

The Nomad Residence Permit does not entitle the holder to social benefits in Malta, and it does not lead to Malta residency or citizenship / the Malta passport.

MALTA STARTUP RESIDENCE PROGRAMME (MSRP)

The Malta Startup Residence program is available to startup founders, co-founders, their core employees and families who are of non-EU nationality and who register their venture in Malta at a minimum EUR 25,000 capital investment.

The startup must be younger than 7 years and must not yet have distributed a profit. The submission and approval of a formal business plan is required by the Malta authorities.

Applicants are also required to be financially self-sufficient, move to Malta, and pay taxes here. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks.

The residence permit is valid for 3 years, and may be renewed at the discretion of the Malta government for an additional 5 years.

This program does not lead to Malta citizenship / the Malta passport.

For Investors and their Families

MALTA OFFERS EXCEPTIONAL BENEFITS

Reasons for obtaining Malta citizenship or residency include providing a better quality of life for the investor and his/her family, retirement, arranging for international tax planning, or establishing a safety net should the living conditions at home become undesirable. Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU).

Free Movement of Persons

The Malta citizenship program extends to the entire family for future generations. This includes not only the main applicant but also a spouse or long-term partner (of any gender), children, parents, and grandparents. All family members covered by the program have the freedom to travel, reside, and work without constraints within the European Union.

Free Movement of Goods & Services

Malta citizens and their affiliated companies enjoy the advantage of being able to seamlessly offer their products and services throughout the European Union member states. This unrestricted market access provides a significant opportunity for business expansion and collaboration within the EU, fostering economic growth and enhancing the competitive edge of Maltese entrepreneurs and enterprises on the European stage.

Free Movement of Capital

Holders of a Malta passport benefit from a range of financial and investment opportunities within the European Union. With the privilege of being able to transfer funds seamlessly between EU member states, Malta passport holders have the flexibility to manage their finances efficiently across borders. Additionally, they enjoy the freedom to purchase property in any EU country of their choice, providing them with diverse real estate investment options and the ability to establish residences according to personal preferences.

Attractive Tax System

Malta stands out as a compelling financial center, drawing attention for its highly advantageous tax system and strategic geographical position at the nexus of three continents – Europe, Africa, and Asia. The combination of these factors makes Malta an ideal destination for individuals and businesses seeking favorable tax conditions and a strategic location for international trade and commerce.

The favorable tax system in Malta encompasses various incentives and exemptions, contributing to the nation's appeal as a financial hub. Applicants are advised to secure the services of an independent tax specialist. Should you require assistance in this regard, we would be glad to facilitate an introduction to reputable tax specialists familiar with Malta's tax landscape.

High Standard of Living

Holders of Malta residency or citizenship enjoy an elevated standard of living, attributed to their access to esteemed private schools, reliable private medical facilities, and Malta's standing with one of the lowest crime rates in Europe. In Malta, a harmonious coexistence prevails among multiple cultures, fostering a peaceful and inclusive community. The unpolluted air, codified property rights, and the freedom of expression contribute to the well-rounded quality of life that residents and citizens experience in Malta.

Visa Free Travel

Possessing a Malta passport offers a range of travel advantages, eliminating the need for a visa when traversing within the European Union. This facilitates seamless travel experiences for Malta passport holders, allowing them to explore the diverse landscapes, cultures, and opportunities that the EU member states have to offer. Additionally, Malta passport holders also enjoy visa-free travel to numerous non-EU countries, providing them with global mobility and accessibility.

For Malta residents, the benefits extend to visa-free Schengen travel, allowing them to journey through Schengen Area countries for up to 90 days within a 6-month period. This privilege not only encourages ease of travel for personal and professional reasons but also enhances global connectivity, fostering international relationships and opportunities.

Blockchain Technology Friendly

Malta is fast establishing itself as the premier destination for blockchain projects, such as cryptocurrency (Bitcoin, Ethereum, Tether, others). The government's regulatory framework covers ICO's (all tokens), crypto trading exchanges and licensing, asset management, VFA services, and similar blockchain technology endeavors, thus making Malta one of the world’s friendliest jurisdiction for the sector. Please use our blockchain contact form for additional information.

The Application Procedure Step by Step

FROM CONSULTATION TO CERTIFICATE

Step #1: Contact Us. Please use our contact form to receive a detailed cost estimate for you and your family. If you apply for more than one family ask us about a group discount. There is no fee for this initial consultation.

Step #2: Document Preparation. Should you wish to proceed with a residency or citizenship application, the immigration attorney and team of specialists assigned to your case will assist with completing all application forms and collecting all supporting documents. The complete application case file is then submitted to the Maltese government for processing.

Step #3: Application Processing. The Maltese government now reviews the application and conducts background checks. For citizenship applications, residency processing - the first stage of the citizenship application procedure - can be as fast as 15 working days. The completion of an MPRP residency application usually takes 4 to 6 months. Once the application is approved, the government will issue an Approval in Principle.

Step #4: Compliance Period. After receiving the Approval in Principle the applicant makes all required investments.

Step #5: Certificate of Residency or Naturalization & Passport. The final step for residency applicants entails receiving their certificate, whereas citizenship applicants take an Oath of Allegiance. The Maltese government will then issue the Certificate of Naturalization, and the applicant can request his/her Maltese (EU) passport.

Malta citizenship requires 12 or 36 months in residency status (depending on the investment option chosen).

One of the Safest Countries in the EU

SAFE, NEUTRAL, AND RESPECTED

Malta is a safe, neutral and respected member of the European Union since 2004 and part of the Schengen Area since 2007.

The country enjoys a stable political climate and a bi-partisan political scene that is largely convergent on issues of national and economic importance.

Malta has weathered the financial crisis well and shared the limelight with Germany as the only two states maintaining economic growth in the Euro Zone. Malta's banks have been ranked amongst the top 5 soundest banks in the world.

The Island offers a rich, contemporary cultural lifestyle, temperate climate and fascinating history. Malta is also a state of the art financial and business hub due to its competitive tax system and offers significant advantages to foreign entrepreneurs, high net worth individuals and investors seeking an attractive yet safe business environment.

For the last two decades Malta has enjoyed solid and constant growth in its financial services industry and is fast becoming the jurisdiction of choice to international corporate groups seeking an ideal hub from which to do business within the EU, Middle East and North African markets.

A Team of Specialist at your Service

YOUR SUCCESS IS OUR MISSION

Our immigration attorneys are government-licensed "Authorised Registered Mandatories", a designation required by the Malta Government to file Malta citizenship or residency by investment applications.

Our team includes immigration specialists working exclusively on Malta citizenship & residency matters and will stand by your side throughout the entire application process, from start to finish. We will work with you until your Malta citizenship or residency by investment application has been approved and you have received your residence and/or citizenship certificate.

Apart from our expertise in immigration law, we offer comprehensive assistance in real estate acquisition and leasing. Additionally, our associates specialize in company formation and provide tax advisory services to a diverse clientele, including high net worth individuals, owner-managed businesses, and larger corporations.

Services offered:

  • Advising you on your chances of success before filing your application;
  • Providing you with pre-immigration legal and tax advice;
  • Guiding you with the preparation of supporting documentation;
  • Vetting and preparing all supporting documentation for submission;
  • Corresponding and liaising with government authorities on your behalf during the application process;
  • Obtaining application progress updates on your behalf.

Additional services (if needed):

  • Assisting with the Malta real estate purchase and lease process, from start to finish;
  • Providing legal and notarial representation on purchase, rental, and re-sale of Malta property;
  • Advising on personal and corporate international tax planning;
  • Dealing with all periodical tax matters, including annual returns and tax payments;
  • Drawing up of wills, international probate;
  • Assisting with the administration of estates, foundations, and trusts;
  • Advising on the formation and management of trading and holding companies in Malta;
  • Assisting with yacht registration & VAT planning. 


Transparency, honesty, and integrity are at the core of our values. Your satisfaction is our top priority. For your convenience, our expert consultants are adept in a variety of modern communication channels, including email, phone, chat, Zoom, and in-office meetings. We look forward to working with you!

Malta (EU) citizenship for investors and their families.
Live and work in the European Union.

The following are questions frequently asked about immigrating to Malta by way of making an investment. If you don't find your answers here, please contact us at your convenience.

Q: What are the benefits of Malta citizenship?
A: Malta citizenship offers many benefits to applicants; international business executives, investors, public figures, VIPs, and affluent citizens of other countries consider an alternative citizenship and passport a powerful tool for international tax planning and a safety net should the living conditions at home become undesirable.

Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU). There is no requirement for Malta citizens to live in Malta once citizenship has been received. The Malta passport is rated as one of the most valuable passports in the world.

The benefits of Malta citizenship include permanent rights, privileges, and protections. Because Malta is a member of the European Union, Malta citizenship also allows applicants to live, work, and retire in all other EU member countries.

The time to process an application for Malta citizenship and start to receive citizenship benefits takes between 12 to 18 months, with Malta residency received in about two to three weeks after starting the citizenship application procedure.

Benefits of Malta citizenship include:

  • The right to live, work, study, and retire in any country within the EU
  • Visa-free travel to 186 countries
  • Access to high-quality healthcare and education
  • A transparent and robust financial infrastructure
  • A long-standing, solid citizenship by investment program
  • Residency processing of only 3 weeks
  • Citizenship eligibility after only 12 months 
  • No Maltese language requirement
  • English as a national language
  • Dual citizenship is allowed
  • Access to free education in the EU
  • Access to free healthcare in the EU
  • A better quality of life in a sunny and warm climate
  • Personal security and the freedom associated with dual citizenship
  • The opportunity to live /work/ study / retire in any EU or Schengen country
  • The right to operate a business and work in the EU
  • The opportunity to benefit from Maltese tax residency
  • No minimum stay requirements
  • Applicants are not required to continuously live in Malta before or after citizenship approval
  • Membership in the EU since 2004 and the Schengen Area since 2007.

Summary
What are the benefits of Malta citizenship? There are many benefits to holding Maltese citizenship, including living /working/retiring in a safe European country with a warm climate, access to first-class healthcare and education, and the right to travel freely across Europe and over 180 destinations. The Malta (EU) passport is considered one of the most valuable passports in the world. English is spoken widely, and applicants are allowed to keep their original citizenship / passports because Malta allows dual citizenship status. 


Main Points: Malta citizenship benefits

  1. Malta passport one of the highest ranked
  2. Live, work, retire anywhere in the EU
  3. Visa-free travel in EU and 180+ countries
  4. High-quality healthcare and education
  5. English language spoken widely
  6. Dual citizenship allowed
  7. Sunny and warm climate
  8. Tax advantages
  9. Stable financial and political system



Q: What is the difference between residency and citizenship in Malta?
A: Malta citizenship grants permanent rights, privileges, and protections to individuals within the country. Temporary residency, on the other hand, allows the applicant to live in Malta for a certain period of time. Permanent residency affords the right to live in Malta for an indefinite period of time.

Because Malta is a member of the European Union, Malta citizenship also allows applicants to live in all other EU member countries.

In addition, Malta citizens can apply for the Malta passport (the EU passport). Malta residents, on the other hand, do not qualify for a passport.

Malta citizens are not required to live in the country for any specific number of days per year. Malta residents, on the other hand, are encouraged to spend as much time as they can in the country to maintain their residency status - even though the Malta government has not published any official minimum stay requirement for residents.

The time to process an application for Malta citizenship takes between 12 to 18 months, with residency granted in as little as two weeks. Malta residency is the first step towards Malta citizenship.

On the other hand, the time to process an application for Malta permanent residency usually takes between 3 to 6 months. Some residency programs allow the resident to apply for citizenship after 5 to 6 years of living in the country, but there is no guarantee that a citizenship application will be approved at that time.

Malta offers several programs for residency or citizenship, including temporary residency, permanent residence, and Malta citizenship, i.e., the Malta passport (the EU passport).

In addition, Malta allows dual citizenship, which means applicants from most countries can retain the citizenship of their country of origin. This provides applicants with the freedom associated with having dual citizenship and two passports.

Citizenship of Malta, a member country of the European Union, means you receive the right to live, work, or study in any EU member country, not just the country that issued the passport. This is one of the main benefits of the Malta citizenship by investment program.

Summary
Is there a difference between Malta residency and citizenship? Becoming a resident of another country means you have the right to live in that specific country only. Citizenship, on the other hand, means you earn the rights of persons born in that country, including the right to apply for a passport of Malta (the EU passport). There are no minimum-stay requirements for Malta citizens, meaning they don't have to live in the country. While residents are not automatically allowed to work, to vote, or draw on Malta's social services, such as free university education or free health care, Malta citizens receive these rights. Moving from residency to citizenship by naturalization is a very long process in Malta that can take between 10 to 15 years or longer. In contrast, the Maltese citizenship by investment program is a much faster process to gaining citizenship because the program offers a short 12-months residency option. Citizenship of Malta, which is a member country of the European Union, means you receive the right to live, work, or study in any EU member country. Lastly, Malta allows dual citizenship (two passports).

Main Points: Malta citizenship / residency differences

  1. Residency is limited to Malta
  2. Residency provides to passport
  3. Citizenship offers the passport 
  4. Malta is an EU member country
  5. Malta citizenship means EU citizenship
  6. Citizens can live/work/retire in the EU
  7. Malta allows dual citizenship



Q: What is the cost of the Malta citizenship by investment program?
A: The cost of Malta citizenship by investment is around €632,000 plus legal fees and a residential property purchase or rental.

Applicants must contribute either €600,000 or €750,000 to the Government of Malta depending on the selected length of residency prior to citizenship.

Applicants must also donate €10,000 to a non-government philanthropic organization in Malta.

In addition, applicants must rent or buy a qualifying property in Malta with a purchase price of at least €700,000 or an annual rental expense of €16,000. The property must be kept for at least five years.

Applicants must further invest an additional €50,000 for each dependent family member to be included in their application.

In return for this investment, applicants receive Malta citizenship and the Malta (EU) passport. Malta citizenship benefits include the right to travel, live, and work anywhere in the EU, traveling to over 180 destinations visa-free, and free access to high-quality healthcare and schooling. Malta allows dual citizenship, i.e., the right of applicants to keep the passport of their country of origin. 

Summary
How much does it cost to get Malta citizenship by investment? The Malta citizenship by investment program requires an expense of about €632,000 not including legal fees and buying or renting a personal residence. Of this amount, applicants must make a con-refundable contribution to the Malta government in the amount of €600,000 if selecting the 36-months residency option, or €750,000 if selecting the 12-months residency option. In addition, government fees amount to approximately €22,000. Further, applicants must pay a €10,000 donation to a Maltese NGO of their choice. The legal fees depend on the number of applicants. 

Main Points: Malta investment citizenship cost

  1. Total: €632,000 plus property & fees
  2. Contribution: from €600,000
  3. Application fees: €22,000
  4. Donation to an NGO: €10,000
  5. Real estate: your choice (rent/buy)
  6. Legal fees: based on applicants 

Total investment cost breakdown:
Naturalisation for Exceptional Services by Direct Investment Regulation Fees (Malta Citizenship / Passport).

    1. Malta Exceptional Direct Investment (non-refundable donation to the Malta government):
        Main applicant: EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option)
        Each dependent (if any): EUR 50,000
    2. Malta Philanthropic Donation:
        Main applicant only: EUR 10,000
    3. Malta Property Investment (minimum 5 year holding period):
        Main applicant only: Property purchase at EUR 700,000 or property rental at EUR 16,000 per year
    4. Malta Government Fees:
        Residence permit fee, main applicant: EUR 5,000. Each dependent (if any): EUR 1,000
        Residence card: EUR 27.50 per card
        Citizenship eligibility due diligence fee, main applicant: EUR 15,000. Each dependent age 12 and over (if any): EUR 10,000
        Citizenship eligibility administrative fee, each applicant: EUR 1,000
        Citizenship administrative fee, each applicant: EUR 500
    5. Legal Fees:
        Depending on the number of family members to be included.




Q: What is the cost of the Malta permanent residence program?
A: The cost of Malta permanent residency is around €70,000 plus fees and property purchase or rental.

There are three main types of expenses: government-mandated investments, government application fees, and legal fees.

Total investment cost breakdown:
Malta MPRP Permanent Residence Program Fees.

    1. Malta Government Contribution (non-refundable donation to the Malta government):
        Main applicant: EUR 28,000 (if property is purchased), EUR 58,000 (if property is rented)
        Spouse: no charge
        Children (any age): no charge
        Dependent parents and/or grandparents: EUR 7,500
    2. Malta Philanthropic Donation:
        Main applicant only: EUR 2,000
    3. Malta Property Investment (minimum 5 year holding period):
        Main applicant only: Property purchase at EUR 350,000 or property rental at EUR 12,000 per year (EUR 300,000 / EUR 10,000 in the south or Gozo)
    4. Malta Government Fee:
        Main applicant only: EUR 40,000
    5. Legal Fees:
        Depending on the number of family members to be included.




Q: What is the difference between residency and citizenship in Malta?
Malta citizenship grants permanent rights, privileges, and protections to individuals within the country. Temporary residency, on the other hand, allows the applicant to live in Malta for a certain period of time. Permanent residency affords the right to live in Malta for an indefinite period of time.

Because Malta is a member of the European Union, Malta citizenship also allows applicants to live in all other EU member countries.

In addition, Malta citizens can apply for the Malta passport (the EU passport). Malta residents, on the other hand, do not qualify for a passport.

Malta citizens are not required to live in the country for any specific number of days per year. Malta residents, on the other hand, are encouraged to spend as much time as they can in the country to maintain their residency status - even though the Malta government has not published any official minimum stay requirement for residents.

The time to process an application for Malta citizenship takes between 12 to 18 months, with residency granted in as little as two weeks. Malta residency is the first step towards Malta citizenship.

On the other hand, the time to process an application for Malta permanent residency usually takes between 3 to 6 months. Some residency programs allow the resident to apply for citizenship after 5 to 6 years of living in the country, but there is no guarantee that a citizenship application will be approved at that time.

Malta offers several programs for residency or citizenship, including temporary residency, permanent residence, and Malta citizenship, i.e., the Malta passport (the EU passport).

In addition, Malta allows dual citizenship, which means applicants from most countries can retain the citizenship of their country of origin. This provides applicants with the freedom associated with having dual citizenship and two passports.

Citizenship of Malta, a member country of the European Union, means you receive the right to live, work, or study in any EU member country, not just the country that issued the passport. This is one of the main benefits of the Malta citizenship by investment program.

Summary
Is there a difference between Malta residency and citizenship? Becoming a resident of another country means you have the right to live in that specific country only. Citizenship, on the other hand, means you earn the rights of persons born in that country, including the right to apply for a passport of Malta (the EU passport). There are no minimum-stay requirements for Malta citizens, meaning they don't have to live in the country. While residents are not automatically allowed to work, to vote, or draw on Malta's social services, such as free university education or free health care, Malta citizens receive these rights. Moving from residency to citizenship by naturalization is a very long process in Malta that can take between 10 to 15 years or longer. In contrast, the Maltese citizenship by investment program is a much faster process to gaining citizenship because the program offers a short 12-months residency option. Citizenship of Malta, which is a member country of the European Union, means you receive the right to live, work, or study in any EU member country. Lastly, Malta allows dual citizenship (two passports).

Main Points: Malta citizenship / residency differences

  1. Residency is limited to Malta
  2. Residency provides to passport
  3. Citizenship offers the passport 
  4. Malta is an EU member country
  5. Malta citizenship means EU citizenship
  6. Citizens can live/work/retire in the EU
  7. Malta allows dual citizenship




Q: Does Malta allow dual citizenship with the US?
Yes, Malta allows dual citizenship, including dual citizenship with the United States and many other countries.

You can keep your original passport and also receive the passport of Malta. While dual citizenship with the US and many other countries is allowed, please check with your own country as some countries, such as China, do not permit their citizens to hold a second nationality and passport.

In Malta, dual citizenship has been legal for many years. Malta citizenship can be obtained by birth, registration, naturalisation, or by naturalisation for exceptional services by direct investment, i.e., the popular Malta citizenship by investment program. Likewise, the US allows dual citizenship and does not require US citizens to give up their citizenship when receiving citizenship of another country.

Applicants and their families can receive Malta dual citizenship status if their country of origin allows holding multiple citizenships. The cost of applying for Malta citizenship is at least €632,000 plus fees and a purchase or rental of Malta real estate, under the Malta Citizenship by Naturalization for Exceptional Services by Direct Investment Regulation, which is Malta's citizenship by investment program.

The Maltese government has no restrictions on holding both Maltese citizenship and the citizenship of another country. This means you can enjoy the benefits and freedoms of holding two passports. Because Malta is a member of the European Union, Malta citizens enjoy the freedoms of European citizens. 

Malta citizenship has many benefits, including the right to travel, live, work, and study anywhere in the EU, visa-free travel to over 180 destinations, including the US, Canada, and the UK, and free access to high-quality healthcare and schooling.

Summary:

Can U.S. citizens apply for dual citizenship? Yes, United States citizens can keep their US passport because Malta allows all applicants to keep the citizenship of their origin. The Malta Citizenship by Naturalisation for Exceptional Service by Direct Investment program allows foreigners to apply for a Malta passport after 1 or 3 years of residency. Applicants from the US are free to choose between keeping their US citizenship or renouncing it after Malta citizenship has been granted. Applicants from other countries should check with their governments to confirm their country allows dual citizenship. While most countries have no restrictions on obtaining a second nationality, some countries do not allow their citizens to hold a second passport.

Main Points: Malta Dual Citizenship

  1. Malta allows dual citizenship
  2. US citizens can keep the US passport
  3. Dual citizenship extends to families
  4. Most countries allow dual nationality
  5. Some prohibit a second passport



Q: What is the difference between the Naturalisation for Exceptional Services by Direct Investment Regulation, the Global Residence Program (GRP), and the Malta Permanent Residence Programme (MPRP)?
A: Malta Naturalisation for Exceptional Services by Direct Investment (Maltese Exceptional Investor Naturalisation / MEIN) offers applicants, including EU nationals and non-EU nationals, a path to Malta residency and citizenship in return for a one-time investment. For a single applicant the minimum one-time cost is approximately €632,000 excluding property and legal fees. The total number of citizenship certificates to be granted is limited to no more than 400 per year.

As a EU citizen you are allowed to live, work, study, or retire in any of the 27 European Union countries. EU citizenship also grants you access to all investment opportunities in Malta and throughout the EU member nations, as well as visa-free travel to more than 180 countries in the world, including the USA, Canada, the Middle East, Africa, Asia, and most countries in North, Central and South America.

Please use our contact form to receive a comprehensive quotation which depends on the number of family members to be included.


The Maltese Global Residence Program (GRP) offers 1-year residency in Malta, 90-day visa-free travel to all European countries within the Schengen area, and the option to apply for a Malta work permit.

However, residency status under the GRP program needs to be renewed annually to avoid expiration. The annual expense, a minimum tax, to renew residency is approximately €15,000. Further, the applicant is required to rent a residence at an annual lease of no less than €8,750 (a property purchase is also acceptable). Thus, the total minimum expense to renew the GRP permit each year is approximately €24,000 plus fees.

GRP visa applicants can also benefit from Malta's low flat tax rate of 15% chargeable on all income remitted to Malta from foreign sources, subject to a minimum annual tax of EUR 15,000. To take advantage of the tax benefit GRP applicants must refrain from staying in any other jurisdiction for more than 182 days and becoming a tax resident in that other country.

Processing can be as fast as 3-4 months. The GRP does not lead to Malta citizenship, and it does not result in receiving a Malta passport.


The Malta Permanent Residence Programme (MPRP) leads to residency (meaning the permission to live in Malta as long as desired), visa-free travel to all European countries within the Schengen area for 90 out of 180 days, but unlike the GRP it has no recurring minimum tax. In other words, the MPRP does not need to be renewed each year.

The applicant can choose between purchasing a property, or renting a property. If purchasing, the minimum property value must be EUR 350,000 in the northern and central parts of Malta, or EUR 300,000 in the south or Gozo. If renting a property, the minimum rental amount must be EUR 12,000 per year in the northern and central parts of Malta, or EUR 10,000 per year in the south or Gozo.

The administrative fee charged by the government is EUR 40,000. The main applicant must also make a non-refundable government contribution in the amount of EUR 28,000 (if purchasing a property) or EUR 58,000 (if renting a property).

Lastly, the applicant must make a philanthropic donation of EUR 2,000 to a Maltese-registered charity.

To qualify, the main applicant must declare that he/she owns assets (stocks, bonds, real estate, other) valued at no less than EUR 500,000 of which EUR 150,000 must be available in financial assets such as stocks, bonds, funds or bank deposits.

The MPRP program can lead to Malta residency in as little as 4 to 6 months, but just like the GRP program it does not lead to the Maltese (EU) citizenship and the Malta passport. Residents may file a citizenship application after 6 years in residency status, but any citizenship application may be approved or rejected entirely at the discretion of the minister and the department in charge. There is no guarantee that an approval will be granted, and any approval typically takes 10-15 years!

The following table compares both residency programs:

 

Global Residency Program
(GRP)

Malta Permanent Residence Programme (MPRP)

 Minimum Tax

EUR 15,000

Zero

 Tax Rate

15%

0% - 35%

 Property Purchase

Central/North EUR 275,000
South/Gozo EUR 220,000

Central/North EUR 350,000
South/Gozo EUR 300,000

 Property Rental

Central/North EUR 9,600
South/Gozo EUR 8,750

Central/North EUR 12,000
South/Gozo EUR 10,000

 Minimum Stay in MT

Zero

Zero

 Official Application Fee

EUR 6,000

EUR 40,000

 Contribution

Zero

EUR 28,000 (property purchase)
EUR 58,000 (property rental)

 Philanthropic Donation

Zero

EUR 2,000

 Dependents

Spouse, Children, Brothers, Sisters, Parents
(if financially dependent)

Spouse, Children, Parents & Grandparents
(if financially dependent)


These cost estimates are exclusive of attorney fees and will vary based upon the number of family members to be included. Please contact us for a checklist of all required application documents and to receive a detailed quotation. If you are planning to apply for more than one family ask us about a group discount.

For an additional in-depth discussion and frequently asked questions about the Malta permanent residence (MPRP) program please also visit our in-depth MPRP FAQ page.




Q: What is the difference between the Ordinary Residence (OR) program and The Residence Program (TRP)?
A: Both programs are only available for EU nationals, meaning applicants who are already a citizen of another EU member country. Both programs allow EU citizens to live in Malta indefinitely. The Residence Program (TRP) offers a special flat tax of 15% on income brought into Malta (EUR 15,000 annual tax minimum) which makes this program especially attractive to high income individuals. These programs do not lead to Malta citizenship / the Malta passport.



Q: Are your attorneys licensed by the Malta government?
A: Yes. Our immigration attorneys are Licensed Agents by the Community Malta Agency (Aġenzija Komunita' Malta) / Authorized Registered Mandatories. Applicants for the Malta permanent residence program or for citizenship through exceptional services by direct investment are not permitted to file such applications themselves due to the complexities involved in preparing all government-mandated application forms. Applications may only be submitted to the Malta government by an agent licensed by the Community Malta Agency. Feel free to peruse the profiles of our attorneys here.



Q: Do you get citizenship if you buy real estate in Malta?
A: Applicants cannot buy Maltese citizenship, nor will they receive citizenship for only investing in Malta real estate.

To receive Malta citizenship through an investment, you must buy or rent residential real estate in Malta, make a contribution to the Malta government, and make a donation to a non-governmental organization.

The minimum purchase price of Malta real estate is €700,000 to qualify for the investment citizenship program. The minimum annual rental price for a Malta residential property is €16,000 per year.

The applicant can choose between buying or renting real estate in Malta. Any real estate must be held for a minimum of five years.

In addition to buying or leasing a personal residence in Malta, the applicant must make a contribution to the Malta government in the amount of  €600,000 for the 36-months residency option, or €750,000 for the shorter 12-months residency option.

Investment are only due only after the application for citizenship has been approved by the Government of Malta.

Summary
Does buying real estate in Malta give you citizenship? Purchasing or renting a personal residence in Malta is only one expense when applying for the Malta citizenship by investment program. Malta offers several options for residency or citizenship, including temporary residency, permanent residence (Golden Visa), or Malta citizenship by naturalization for exceptional services by direct investment, and all programs require the applicant to purchase or lease a personal property in Malta. In addition to a personal residence, citizenship by investment applicants must pay government fees, make a contribution to Malta's economic development, donate to a philanthropic organization preferred by the applicant, and cover legal expenses.   
 

Main Points: Malta citizenship for real estate investment

  1. Real estate investment is required
  2. Property purchase or rental qualifies
  3. Real estate is only one component
  4. Donation, contribution, fees are extra
  5. Real estate must be held for 5 years
  6. Applicants must pass due diligence



Q: What is the minimum investment required to obtain the Malta citizenship?
A: Applicants under the Naturalisation for Exceptional Services by Direct Investment Regulation are required to make a one-time financial commitment in support of the economic development of Malta. 

Citizenship is available to qualified investors at EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option) plus government application charges and legal fees.

In addition, the main applicant must make a philanthropic donation in the amount of EUR 10,000 to a registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organization.

Further, the main applicant must establish a residence in Malta through either (a) purchasing real estate valued at no less than EUR 700,000 or (b) renting a property at no less than EUR 16,000 per year.

NOTE: No investments need to be made before the Approval in Principle is issued by the government. This ensures investments will only become due after your application has been approved.

Please use our contact form to receive a detailed cost estimate.



Q: How easy is it to get Malta citizenship?
A: Applying for citizenship is never an easy process in the EU. Malta residents who want to become a citizen by naturalization instead of applying under the citizenship by investment program might need to wait for 10 to 15 years or longer for approvals.

Applying under the Malta citizenship by investment program is much faster. Applicants can receive Maltese citizenship between 12 to 18 months when selecting the 12 months residency option, and Malta residency status after only two to three weeks from application start.    

The process of applying for Malta investment citizenship includes the completion of detailed application forms and the collection of various supporting documents for the main applicant and any family members or dependants. All application forms and documentation must be vetted by a government-licensed agent, called a registered mandatory. Only the licensed agent can submit the application case file to the government. 

Further, the application process entails a strict due-diligence procedure, including background checks to ensure the applicant has no criminal record. Minor infractions should be explained and cleared with the Malta government before an application is filed. Only the Malta government has the authority to approve or reject an application for citizenship.

Applying for the Malta citizenship by investment program requires a total expense of at least €632,000 plus fees and a purchase or rental of Malta real estate. Applicants must contribute €600,000 or €750,000 to the Government of Malta depending on the length of residency prior to citizenship. Applicants must also donate €10,000 to a non-government philanthropic organization in Malta.

In addition, applicants must rent or buy a qualifying property in Malta with a purchase price of at least €700,000 or annual rental expense of €16,000 when applying under the Malta citizenship by investment program.

Once citizenship is granted, Malta citizens can apply for the Malta passport (the EU passport) and live in any of the other EU member countries. Malta citizenship further allows you visa-free travel to over 180 destinations, including the US, Canada, and the UK.

Summary
Is it easy to get the Malta citizenship? Applying for a residency or citizenship by investment program in Malta is a regulated procedure that requires following well-defined application steps, submitting detailed application forms, and passing all due diligence checks. Applicants must also pay certain government fees, make required investments and donations, as well as purchase or lease residential real estate property. Application processing for the citizenship by investment program can take 12-18 months until citizenship is granted, and about 2 weeks until residency is received.

Main Points: Is Malta Citizenship Easy

  1. No EU citizenship is "easy"
  2. Strict due diligence is applied
  3. A clean criminal record is required
  4. Applicants must comply with all rules
  5. Residency processing is 2-3 weeks
  6. Citizenship takes at least 12-18 months



Q: How will new citizens be taxed?
A: Malta taxation is only based on domicile (your permanent home), and not on residency or citizenship status.

Under Maltese Law, at birth you automatically acquire your domicile status (Domicile of Origin) from your father. If your father later changes his domicile to a new location (Domicile of Choice), yours automatically changes to this new location as well. On attaining the age of 18, you are allowed to acquire a new domicile of choice, but there is no such requirement.

This means if you don’t make Malta your domicile, then only income and capital gains generated from activities inside Malta are fully taxable. Income arising outside of Malta and not sent to Malta is not taxable. In addition, capital gains arising outside of Malta even if brought into Malta are not taxable for non-domiciled residents.

In other words, tax is due only on (a) income generated inside of Malta, (b) capital gains arising inside of Malta, and (c) income generated outside of Malta and remitted to Malta.

Other Tax Considerations:

  • No inheritance or death taxes
  • No estate duty
  • No net worth or wealth taxes
  • No municipal taxes, rates or real estate taxes



Q: Can I include my family with my Malta citizenship application?

A: Yes. The main applicant for Maltese citizenship may include a spouse or long-term partner (gender neutral), children under 18 years of age, financially dependent adult children under the age of 29, and parents and grandparents over the age of 55.
 



Q: Will my citizenship expire?
A: No. When you acquire Malta citizenship you and your family enjoy full citizenship for life, which can be passed on to future generations by descent.
 



Q: Do I need to move to Malta or live in Malta for a minimum number of days during the year to qualify for residency or citizenship?
A: Applicants do not need to move to Malta or live in the country for a full year to satisfy the one year (or three year) residency requirement. Instead, an applicant can meet the requirement by proving a genuine link with Malta as evidenced by, for example, several visits per year, showing water and electricity bills, having a club membership, engaging in any business activity in Malta, and similar. Our attorneys will assist you to be in full compliance with Maltese regulations.



Q: How long does the application process take until I receive citizenship?
A: The processing time for the Malta citizenship by investment program is at least 12 to 18 months for citizenship, and about 2 to 3 weeks for Malta residency.

Malta offers foreign investors the option to apply for Malta citizenship (the EU passport) after 12 months or 36 months in residency status. There is no requirements to live in Malta year-round during the residency period.

Processing times generally depend on how fast an applicant can provide the supporting documentation. For most applicants it takes only a couple of weeks to receive Malta residency, which is the first step in the investment citizenship application procedure. The main applicant and any dependents are provided with an E-Residence document which is equivalent to a Schengen Visa, granting borderless travel to all Schengen countries

The second step is the application for citizenship, which takes between 12-18 months from start to finish (12 months residency option), or 3 years (36 months residency option). The applicant can choose one of the two residency periods.

The cost of the Malta citizenship by investment program is about €632,000 not including a residential property purchase or rental. The investment are due only after the citizenship application has been approved by the Malta government.

Once processing is complete, after 12-18 or after 36 months, depending on the applicant's choice, citizenship may be granted, and the Malta passport can be received.

Maltese citizenship allows traveling, living, and working in any member country of the European Union. In addition, Malta citizenship (the EU passport) offers visa-free travel to over 180 destinations. Further, Malta citizenship offers free access to high-quality healthcare and schooling. Lastly, Malta has no restrictions on dual citizenship, meaning an applicant can retain the citizenship and passport of their original country if preferred. 

Summary
How long is the processing time to get the Malta citizenship by investment? Malta residency is granted in as little as two weeks, which is the first step of the citizenship by investment application procedure. Malta citizenship processing, which is the second step in the application procedure, takes either 12 or 36 months, depending on the residency period selected by the applicant. Processing times also depend on how fast the applicant can provide the required documentation, such as a clean police record. The Malta citizenship by investment program requires a minimum expense of €632,000 exclusive of buying or renting a personal residence and legal services fees. Investments are due only after citizenship has been approved.

Main Points: Processing time for Malta investment citizenship

  1. Residency stage: 2-3 weeks
  2. Citizenship stage: 12 months or 36 months
  3. Dependent on supporting documents
  4. E-Residency Visa for Schengen travel
  5. Passport after citizenship is granted
  6. Investments after citizenship is granted
   


Q: Can you help me find suitable real estate in Malta?
A: Yes. Please review available properties with pictures and prices on our Malta real estate page.

In addition, we offer a full range of professional real estate services to buyers; please request our "Malta Real Estate Services" brochure for details.

Further, we are associated with licensed real estate agencies and developers in Malta and can help you find a property that fulfills all requirements. We will ensure that your preferred property meets the minimum standards of your residency or citizenship application as many properties currently do not meet these requirements. Having rented or bought a property that does not meet the government regulation can lead to a lot of frustration and additional expenses when trying to bring such a property up to code.

Our professional relationships in Malta guarantee to our clients a smooth, comprehensive service that includes identifying suitable properties, providing transport for property viewings, drafting/reviewing legal contracts, and/or liaising with local notaries and architects as needed.

When you decide on a property for purchase we can set up a Power of Attorney to appear on your behalf without the need for you to travel to Malta to finalize the transaction.



Q: How soon can I sell my Malta real estate?
A: The property needs to be held for five years. After this period, property in Malta can be sold completely exempt from tax if it has been held for three years as the resident’s sole and ordinary residence. If the property is sold before having been used as the resident’s sole residence for three years, a final property tax of 12% is chargeable on the selling price.



Q: Do I need to invest in a Malta company and create jobs to qualify for the program?
A: No. Unlike other programs such as the EB-5 Investor Visa in the United States, Malta has no requirements to invest in a business or create new jobs.



Q: Will the Malta citizenship automatically grant me European citizenship?
A: Yes. Because Malta is a member of the European Union its citizens are automatically European citizens, which means you are allowed to live, work or study anywhere in Europe.

However, please note that the total number of citizenships (total number of passports) the Maltese government has made available under the new regulation is limited to only 400 per year! If you are ready to file an application please contact us for additional information. 



Q: What is Malta's position on fintech / crypto-currency / blockchain technology?
A: Malta is fast establishing itself as the premier destination for cryptocurrency and blockchain technology. The government's regulatory framework will cover traders, asset management, and exchange platforms, thus making Malta the world’s friendliest jurisdiction for the sector. Our associated crypto / blockchain professionals are published experts in this field who can advise you on best practices for fintech-related topics in Malta. Please use our fintech contact form for additional information. 



Q: Can you help me with applying for the Malta Retirement Programme (MRP)?
A: Yes, the Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive at least 75% of their income from a pension. Applicants must purchase or rent a personal residence in Malta.



Q: Can you help me with applying for the Malta Nomad Residence Permit (MNRP)?
A: Yes, the "Digital Nomad Visa" is available to applicants who are not citizens of an EU member country. Applicants must be able to work independent of location and prove that (a) they are employed under a work contract issued by an employer outside of Malta, or (b) they conduct business on behalf of a company registered outside of Malta in which they are a partner or shareholder, or (c) they are a freelancer or consultant offering services to clients who are based outside of Malta. Applicants for the Malta nomad residence permit must earn a salary of at least EUR 2,700 per month. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks. Family members, including a spouse or partner, minor children, and dependent adult children, maybe included on the application of the main applicant. The visa is valid for one year, and may be renewed at the discretion of the Malta government. The Nomad Residence Permit does not entitle the holder to social benefits in Malta, and it does not lead to Malta residency or citizenship / the Malta (EU) passport.



Q: Can you help me with finding a job?
A: Sorry, the immigration by investment options were developed by the government to attract high net worth individuals, business owners, VIPs and other individuals with the financial means to support themselves and the local economy. Please note: New citizens do not need any work permission; they may work in any of the EU member countries. New residents may apply for a Malta work permit, but would need to find their own employment opportunities.



Q: Can you help me get a tourist or a student visa?
A: Sorry, we cannot assist with tourist or student visas. However, if your intent is to file an application for residency or citizenship we may assist with the initial travel visa to schedule an in-person appointment at our offices.



Q: What are the major differences among the various immigration by investment programs?
A: The Bulgaria Citizenship by Investment Program offers several investment options starting from EUR 257,000 plus fees for Bulgaria (EU) citizenship and passport after 5 years in residency status.

The Cyprus Residency by Investment Program offers options from EUR 300,000 for Cyprus (EU) permanent residency. Residents may apply for citizenship after 7 years in residency status.

The Greece Golden Visa allows non-EU applicants to file for Greece (EU) residency by way of a EUR 250,000 investment in local real estate. The investor may file for Greek citizenship after 7 years of living in Greece at a minimum of 183 days per year.

The Malta Naturalisation for Exceptional Services by Direct Investment regulation provides the applicant with Malta (EU) residency and citizenship for an investment in the amount of EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option). Additional are a philanthropic donation, a property purchase or rental, and fees. For applicants who are only seeking Malta (tax) residency or Schengen travel benefits, options start at an annual recurring expense of EUR 15,000 plus property and fees. 

The Monaco Residency / Citizenship Program offers Monaco residency to applicants who can prove sufficient accommodations and financial self-sufficiency. The applicant may file for Monaco citizenship after 10 years of permanent residency.

The Portugal Golden Visa Residence Permit Program offers Portugal (EU) permanent residency for a donation of funds starting from EUR 250,000. Investors may apply for Portugal citizenship after 5 years in residency status. 

The Spain Golden Visa offers Spain (EU) residency for a EUR 500,000 minimum investment in real estate, or a EUR 1 Million Euro asset transfer, or a 2 Million Euro securities investment, or the creation of a new government-approved business project. The investor may file for citizenship after 10 years in residency status.


Outside of the EU, citizenship by investment programs include those offered by Canada, the United States of America, and the Caribbean nations of Antigua & Barbuda, St. Kitts & Nevis, Grenada, Dominica, and St. Lucia, Turkey and Vanuatu:

Canada offers several residency by investment options, leading to citizenship if desired, starting at CAD 200,000.

The United States EB-5 Program leads to permanent residency status and citizenship in the United States for a minimum investment of USD 900,000 in a commercial enterprise in the U.S. that generates at least 10 jobs for Americans. After 5 years as a permanent resident the investor may apply for U.S. citizenship.

The Caribbean nations of Antigua & Barbuda, St. Kitts & Nevis, Grenada, Dominica, and St. Lucia offer citizenship programs requiring a real estate investment from USD 200,000 or a non-refundable donation of at least USD 100,000.

The citizenship program of Turkey (not a EU member country) has a citizenship by investment program starting from USD 400,000 if invested into local real estate.

The citizenship program of Vanuatu offers citizenship for a donation starting from USD 130,000 for a single applicant.




Q: What does "Schengen Area" mean?
A: The Malta citizenship allows you to travel without restrictions across the "Schengen Area" of the European Union. The Schengen Area is a group of 26 European countries that have abolished passport and immigration controls at their common borders. It functions as a single country for international travel purposes, with a common visa policy. Source: Wikipedia



Q: Will I be able to travel to the United States with the Malta passport?
A: Yes. The Malta passport will allow you to travel to the U.S. under the visa waiver program which allows citizens of participating countries to travel to the United States without a visa for stays of 90 days or less. Source: U.S. Government


Please contact us for a detailed cost estimate or confidential consultation in person, or by phone, Zoom, or email. Our attorneys are ready to assist you with attaining your investment objectives and answer any questions you might have about immigrating to Malta.
 

Welcome to a Better Life in Europe!

Malta presents a once-in-a-lifetime opportunity to secure the future for you, your family, and your business in Europe.

The prestigious Malta (EU) passport and permanent residency offer unparalleled benefits, including visa-free international travel, business expansion, wealth preservation, and access to world-class education and healthcare. Join our extensive list of clients who have successfully completed their applications.

Executives, investors, and global entrepreneurs recognize the immense value of the European passport and residency as a strategic backup plan and safety net in uncertain times. Financial investments can go to zero. The freedom of a second passport pays dividends forever.

Take the first step towards a brighter future; contact us for a preliminary quotation today. You can reach us by email, phone, chat, and Zoom. For a private in-person meeting with one of our government-licensed attorneys, kindly provide us with your travel dates so we can schedule an appointment.

We usually reply by email within one hour or less, including weekends and holidays. Our main offices are in Malta where it is currently .


Malta (EU) Citizenship & Residency 2024
The "Granting of Citizenship for Exceptional Services Regulations" and the "Malta Permanent Residence Programme", Malta's citizenship and residency by investment programs, are still open and accepting new applications.


CONTACT FORM

Please select which program you are interested in.
Our offices in Malta and in the United States will reply by email, usually within 30 minutes, 24 hours/day. Please note that we cannot assist with asylum cases, tourist visas, passport renewals, or job referrals.

 I am interested in the Malta (EU) Citizenship program (dual passport option) from €632,000 plus fees and property purchase or rental. (CES/MEIN)

 I am interested in the Malta Permanent Residency program starting from €70,000 plus fees and property purchase or rental. (MPRP)

 I am interested in the Malta (EU) 1-year residency visa at a cost of €15,000 each year plus fees and property purchase or rental. (GRP)

 I am a citizen of an EU member country. I am interested in Malta (tax) residency for EU nationals. (TRP/OR)

 I am interested in the Digital Nomad visa / Startup visa / Retirement visa / Malta real estate. (Please specify in the comment box below.)

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Zenturo Ltd.

Residency & Citizenship by Investment Programs Worldwide

394A / 395A, Triq il-Kbira San Guzepp
Santa Venera, SVR 1016
Malta

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Phone: +356 9950 5515
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Company Registration No.: C-39472
VAT ID: MT-18142026

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License: AKM-BALD

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