Unlock the full benefits of European living through Malta’s Citizenship by Merit Program or the Malta Permanent Residence Program - two pathways designed for qualified applicants and their families.
As a Malta (EU) citizen, you and your family gain the right to live, work, and study across 29 EU countries, plus visa-free access to over 180 destinations worldwide. Citizenship includes free education and healthcare, and Malta’s dual citizenship policy allows you to retain your original nationality while adding a powerful EU passport—on par with those of Germany or France.
For those seeking permanent residency, Malta offers a stable, long-term base in Europe with visa-free Schengen travel, access to top-tier services, and no requirement to renounce your current citizenship. It’s an ideal solution for families seeking flexibility, safety, and lifestyle benefits without full naturalization.
Visa-free Travel
to 186 Countries
Free Custom
Quotation
Live - Work -
Retire in the EU
Private &
Confidential
Family Members
Included
Full Citizenship &
Passport
Dual citizenship with Malta (the European Union) offers more than a second passport - it’s a statement of success and global mobility. Elevate your lifestyle with exclusive business opportunities, European banking, world-class healthcare, and premium education for your family.
In under two years, you can join an elite circle of global citizens who understand that true power lies in having options. Malta (EU) citizenship is your key to preserving wealth, protecting assets, and maintaining personal freedom in an uncertain world.
European citizenship represents a strategic investment in your legacy, ensuring your family's access to privileges for generations to come.
Dual Citizenship: The Smart Strategy for Mobility and Security.
The Malta Citizenship by Merit program empowers distinguished individuals and their families to obtain Maltese residency and citizenship, recognizing exceptional service and personal integrity. This pathway honors merit, contribution, and global vision. Once citizenship is conferred, recipients gain full rights to live, work, study, or retire across the European Union.
Malta citizenship offers full European Union benefits, including Schengen borderless travel and a United States visa waiver. This means visa-free travel to more than 180 countries in the world, including the USA, Canada, Middle East, Africa, Asia, and most countries in North, Central and South America.
Malta is a safe country that offers a low cost of living index. Clean air, property rights, and freedom of speech are enjoyed by all. Multiple cultures live side by side in peace and harmony. The country has long been a vacation spot for Europeans and high net worth individuals who flock to the island for its sunny and warm climate year-round. Malta offers a modern infrastructure ranging from reliable phone and internet service to secure banking to well-established air and sea routes connecting the island to the European mainland and international destinations.
Because of the country's history as a former British colony the Maltese school system reflects the British structure. There are two school categories: state schools and private schools. State schools are free to all students (including free transportation and free books), while private schools such as international schools charge tuition fees. Attending the renowned University of Malta for an undergraduate or graduate/post-graduate degree is free for Malta citizens and their children.
The Maltese government has officially closed the "Malta Naturalisation for Exceptional Services by Direct Investment Regulations", also referred to as the "Maltese Exceptional Investor Naturalisation (MEIN)" citizenship by investment.
In its place, a new initiative - Citizenship
by Merit - is expected to launch in
September 2025, offering a fresh and forward-looking
route to Maltese citizenship.
This emerging framework prioritizes meaningful contributions to Malta’s economy and global reputation, shifting focus away from one-time financial payments toward sustained impact, innovation, and service.
While full program details are still pending, early indicators suggest eligibility will focus on exceptional global contributors, including:
This marks a transition toward honoring individuals whose achievements serve Malta’s national priorities and elevate its international stature - placing emphasis on meaningful contribution rather than financial investment alone.
The citizenship program grants temporary Maltese residency (valid for one year) within weeks. Full issuance of the citizenship certificate typically takes 12-16 months.
If you're unsure whether you qualify, contact us to discuss your profile and next steps. We can help assess your eligibility for Malta’s merit-based citizenship pathway.
Want to be among the first to know when the program launches? Use our contact form to stay informed - we’ll keep you updated as new details emerge, eligibility clarifies, and the application process goes live.
We look forward to helping you explore this exciting new pathway to Maltese citizenship.
The Malta MPRP program is a permanent residency program for non-EU nationals. It requires a one-time investment, and provides a permanent residency certificate which is valid for life. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
The applicant can choose between purchasing a property (minimum property value of EUR 375,000 or renting a property (minimum rental of EUR 14,000 per year.
The administrative fee for the main applicant is €60,000. There is no administrative fee to include a spouse and minor children. The fee for adult dependents (older children, parents, grandparents) is €7,500 per person.
The main applicant must also make a non-refundable government contribution in the amount of EUR 37,000 regardless of whether the property is purchased or rented. Lastly, the applicant must make a philanthropic donation of EUR 2,000 to a Maltese-registered charity of the applicant's choice.
To qualify, the main applicant must declare that he/she owns assets (stocks, bonds, real estate, other) valued at (A) no less than EUR 500,000 of which EUR 150,000 must be available in financial assets such as stocks, bonds, funds or bank deposits, or (B) at least EUR 650,000 with at least EUR 75,000 in liquid assets.
The MPRP program grants temporary Maltese residency (valid for one year) within weeks. Full issuance of the permanent residency certificate typically takes 4–6 months.
In addition to citizenship and permanent residency options for investors, Malta provides various temporary residency programs for individuals who are citizens of another EU member country or nationals of non-EU member states. It is important to note that these programs do not confer permanent residency, nor do they lead to Malta (EU) citizenship and the EU passport.
Please review our Malta Residency page for additional details about each of these programs.
The Malta GRP program is a 1-year residency visa for non-EU nationals that offers visa-free Schengen travel benefits and special tax advantages. The required recurring minimum expense is approximately EUR 15,000 every year to avoid expiration, plus a property purchase or rental, plus fees. The processing time is approximately 90 days. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
The Malta OR program is only available for EU nationals (citizens of the EU including Switzerland, Liechtenstein, Norway, and Iceland) who want to live in Malta 183 days per year or longer. The program requires the applicant to demonstrate financial self-sufficiency which is defined as having available funds of at least EUR 14,000 for a single person (EUR 23,000 for married couples). Income brought into Malta is fully taxable. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
The Malta tax residency program for EU citizens requires applicants to declare they do not spend more than 183 days in any other jurisdiction outside of Malta, but there is no requirement to spend 183 days inside Malta. The special tax rate on income brought into Malta is 15% (annual minimum tax: EUR 15,000). This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
The Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive a pension to be transmitted to Malta. The amount of the pension must equal at least 75% of the applicant’s total income. Applicants must purchase or rent a personal residence (from EUR 8,750 per year if rented, or from EUR 220,000 if purchased). Foreign source income brought into Malta is taxed at 15% with an annual minimum tax of EUR 7,500. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
The Malta Nomad Residence Permit ("Digital Nomad
Visa") is available to applicants who are not citizens
of an EU member country. Applicants must be able to
work independent of location and prove that (a) they
are employed under a work contract issued by an employer
outside of Malta, or (b) they conduct business on behalf
of a company registered outside of Malta in which they
are a partner or shareholder, or (c) they are a freelancer
or consultant offering services to clients who are based
outside of Malta.
Applicants for the Malta nomad
residence permit must earn a salary of at least EUR
3,500 per month. Applicants must rent or purchase a
property in Malta, obtain health insurance, and pass
all background checks. The visa is valid for 1 year,
and may be renewed at the discretion of the Malta government
twice, for a maximum of 4 years. The Nomad Residence
Permit does not entitle the holder
to social benefits in Malta, and it does not
lead to Malta (EU) residency or citizenship / the Malta
(EU) passport.
The Malta Startup Residence program is available
to startup founders, co-founders, and their core employees
and families who are of non-EU nationality and who register
their venture in Malta at a minimum EUR 25,000 capital
investment. The startup must be younger than 7 years
and must not yet have distributed a profit.
Applicants are required to be financially self-sufficient,
move to Malta, and pay taxes here. Applicants must rent
or purchase a property in Malta, obtain health insurance,
and pass all background checks. The residence permit
is valid for 3 years, and may be renewed at the discretion
of the Malta government for an additional 5 years. The
startup residence program does not
lead to permanent residency, and it does not
lead to Malta (EU) citizenship / the Malta (EU) passport.
Reasons for obtaining Malta citizenship or residency include providing a better quality of life for the applicant and his/her family, retirement, arranging for international tax planning, or establishing a safety net should the living conditions at home become undesirable.
Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU).
The Malta citizenship program extends to the entire family for future generations. This includes not only the main applicant but also a spouse or long-term partner (of any gender), children, parents, and grandparents. All family members covered by the program have the freedom to travel, reside, and work without constraints within the European Union.
Malta citizens and their affiliated companies enjoy the advantage of being able to seamlessly offer their products and services throughout the European Union member states. This unrestricted market access provides a significant opportunity for business expansion and collaboration within the EU, fostering economic growth and enhancing the competitive edge of Maltese entrepreneurs and enterprises on the European stage.
Holders of a Malta passport benefit from a range of financial and investment opportunities within the European Union. With the privilege of being able to transfer funds seamlessly between EU member states, Malta passport holders have the flexibility to manage their finances efficiently across borders. Additionally, they enjoy the freedom to purchase property in any EU country of their choice, providing them with diverse real estate investment options and the ability to establish residences according to personal preferences.
Malta stands out as a compelling financial center,
drawing attention for its highly advantageous tax system
and strategic geographical position at the nexus of
three continents – Europe, Africa, and Asia. The combination
of these factors makes Malta an ideal destination for
individuals and businesses seeking favorable tax conditions
and a strategic location for international trade and
commerce.
The favorable tax system in Malta encompasses
various incentives and exemptions, contributing to the
nation's appeal as a financial hub. Applicants
are advised to secure the services of an independent
tax specialist. Should you require assistance in
this regard, we would be glad to facilitate an introduction
to reputable tax specialists familiar with Malta's tax
landscape.
Holders of Malta residency or citizenship enjoy an elevated standard of living, attributed to their access to esteemed private schools, reliable private medical facilities, and Malta's standing with one of the lowest crime rates in Europe. In Malta, a harmonious coexistence prevails among multiple cultures, fostering a peaceful and inclusive community. The unpolluted air, codified property rights, and the freedom of expression contribute to the well-rounded quality of life that residents and citizens experience in Malta.
Possessing a Malta passport offers a range of travel
advantages, eliminating the need for a visa when traversing
within the European Union. This facilitates seamless
travel experiences for Malta passport holders, allowing
them to explore the diverse landscapes, cultures, and
opportunities that the EU member states have to offer.
Additionally, Malta passport holders also enjoy visa-free
travel to numerous non-EU countries, providing them
with global mobility and accessibility.
For Malta
residents, the benefits extend to visa-free Schengen
travel, allowing them to journey through Schengen Area
countries for up to 90 days within a 6-month period.
This privilege not only encourages ease of travel for
personal and professional reasons but also enhances
global connectivity, fostering international relationships
and opportunities.
Step 1: Initial Consultation
Begin by
completing our contact form to request a personalized
cost estimate for you and your family. Applicants submitting
more than one family profile may be eligible for a group
discount.
This initial consultation is provided at no charge.
Step 2: Document Preparation
Once you choose to proceed with a residency or citizenship
application, our immigration attorney and dedicated
case specialists will guide you through the process,
ensuring completion of all required forms and collection
of supporting documentation. Your application file is
then submitted to the Maltese authorities for review.
Step 3: Application Processing
The Maltese government reviews the submission and initiates
its due diligence procedures. The result may be an Approval
in Principle, a request for clarification or additional
documents, or a denial.
Step 4: Compliance Phase
Following
Approval in Principle, the applicant must demonstrate
continued compliance with program requirements. These
include real estate acquisition or lease, health insurance,
financial undertakings, and other conditions based on
the chosen program.
Step 5: Residency Certificate or Citizenship &
Passport Issuance
Residency applicants will
receive a Permanent Residency Certificate. Citizenship
candidates will complete an Oath of Allegiance before
being granted a Certificate of Naturalization, followed
by issuance of their Maltese (EU) passport.
Malta is a safe, neutral and respected member of
the European Union since 2004 and part of the Schengen
Area since 2007.
The country enjoys a stable
political climate and a bi-partisan political scene
that is largely convergent on issues of national and
economic importance.
Malta has weathered the
financial crisis well and shared the limelight with
Germany as the only two states maintaining economic
growth in the Euro Zone. Malta's banks have been ranked
amongst the top 5 soundest banks in the world.
The Island offers a rich, contemporary cultural lifestyle,
temperate climate and fascinating history. Malta is
also a state of the art financial and business hub due
to its competitive tax system and offers significant
advantages to foreign entrepreneurs, high net worth
individuals and investors seeking an attractive yet
safe business environment.
For the last two decades
Malta has enjoyed solid and constant growth in its financial
services industry and is fast becoming the jurisdiction
of choice to international corporate groups seeking
an ideal hub from which to do business within the EU,
Middle East and North African markets.
Our immigration attorneys are government-licensed
"Authorised Registered Mandatories", a designation required
by the Malta Government to file Malta citizenship or
residency applications.
Our team includes immigration
specialists working exclusively on Malta citizenship
and residency matters, and will stand by your side throughout
the entire application process, from start to finish.
We will work with you until your Malta citizenship or
residency by investment application has been approved
and you have received your residence or citizenship
certificate.
Apart from our expertise in immigration law, we offer comprehensive assistance in real estate acquisition and leasing. Additionally, our associates specialize in company formation and provide tax advisory services to a diverse clientele, including high net worth individuals, owner-managed businesses, and larger corporations.
Transparency, honesty, and integrity are at the
core of our values. Your satisfaction is our top priority.
For your convenience, our expert consultants are adept
in a variety of modern communication channels, including
email, phone, chat, Zoom, and in-office meetings. We
look forward to working with you!
Zenturo Ltd.
Residency & Citizenship
by Investment Programs Worldwide
394A / 395A,
Triq il-Kbira San Guzepp
Santa Venera, SVR 1016
Malta
Phone: +356 9950 5515
WhatsApp: +356
9991 4125
Telegram: +356 9991 4125
WeChat 微信:
ZenturoSupport
Skype: Zenturo Ltd. Support
Service Inquiries: service@zenturo.com
General
Counsel: legal@zenturo.com
Company Registration
No.: C-39472
VAT ID: MT-18142026
All of our
Malta immigration attorneys are government-licensed
Authorised Registered Mandatories.
License: AKM-DALI
Client Testimonials / Google Reviews
Follow
us on
Facebook
Follow us on
Twitter
Watch our videos on
YouTube
Immigration by Investment
Press Coverage: