Who is eligible for MPRP?

Clean background, successful due-diligence, asset and liquidity thresholds, qualifying property, contributions, €2,000 donation, and comprehensive health insurance.

What are the required fees and contributions?

Government administrative fee, government contribution, €2,000 donation, and a qualifying property commitment; professional fees vary.

What property options qualify?

Purchase at or above the threshold and hold ≥5 years, or rent a qualifying property for ≥5 years at or above the annual minimum.

Is there a physical presence requirement?

No mandated minimum annual stay, but you must maintain property, insurance, and financial means to keep status.

Can I work or start a business in Malta?

Permanent residents may apply for a work permit; company formation follows standard regulations.

Do MPRP holders have Schengen mobility?

Yes—after approval, 90/180-day visa-free movement in the Schengen Area applies to the residence card holder.

What documents are required?

IDs, police certificates, financials, proof of insurance, and property documents (lease or purchase), plus required forms.

Can I switch from renting to purchasing later?

Yes, if you continuously maintain a qualifying property and minimum terms. Notify your representative before changes.

Are fees refundable if an application is refused?

Government contributions are generally non-refundable. Some admin/professional fees may be non-refundable; check your engagement letter.

Do I need a Maltese bank account?

Not strictly required for eligibility, but a local/EU account can simplify payments and proof of means.

How long are police certificates valid?

They should be recent at submission; updated certificates may be requested if processing takes longer.

What happens if my residence card expires while I travel?

Renew before travel. An expired card can cause Schengen re-entry issues.

Can adult children age out during processing?

If they pass the age/dependency threshold before decision, separate consideration or a new route may be required.

Is language proficiency required?

No formal language test is part of MPRP; English is widely used in Malta.

Are specific regions or properties required?

No fixed region, but the property must meet price/rent thresholds and term conditions.

How are document inconsistencies handled?

Provide official name-change/registry proofs and consistent spellings; translations/apostilles may be needed.

Can a power of attorney handle parts of the process?

Yes for certain steps; biometrics and key signatures are typically in-person.

MALTA PERMANENT RESIDENCE PROGRAMME (MPRP)

As of 2025-10-20. Last reviewed: Oct 20, 2025

Malta’s MPRP grants permanent residence to eligible third-country nationals who meet due-diligence, contribution, and property requirements and maintain coverage and means.

Malta residency: security, opportunity, and a better life.

Permanent residence for investors and their families.

Malta (south of Italy in the Mediterranean) offers a permanent residence route for eligible third-country nationals and their families. Approved residents may live in Malta as long as they maintain program conditions. Permanent residents can apply for a work permit and access public services in line with resident rules.

Many applicants—business owners, investors, freelancers, and retirees—pursue Malta residence for Schengen mobility, lifestyle, and a contingency option if circumstances at home change. The MPRP does not automatically lead to citizenship; those seeking a citizenship-led route should review the Malta Citizenship by Merit (CBM) program.

Key facts

Status: Permanent residence (not citizenship).
Schengen mobility: 90/180-day visa-free travel across Schengen after approval.
Property: Qualifying purchase from €375,000 or rental from €14,000/year.
Contributions: Government administrative fee, government contribution, and a €2,000 philanthropic donation.
Financial capacity: Asset and liquidity thresholds; health insurance required.
Family: Spouse/partner, dependent children (typically up to 29 if unmarried and dependent), and dependent parents/grandparents may be included.

Eligibility checklist

Clean background and successful due-diligence (AML/KYC).
Asset ownership: (Option A) Assets valued at ≥ €500,000 with ≥ €150,000 liquid, or (Option B) Assets valued at ≥ €650,000 with ≥ €75,000 liquid (maintained for first 5 years).
Qualifying property: purchase ≥ €375,000 or rent ≥ €14,000/year.
Government administrative fee and contribution paid as required.
€2,000 philanthropic donation.
Health-insurance coverage for all included applicants.
No minimum physical-presence requirement published by the government, but establishing a genuine link with teh country is expected.

How to apply — steps

Initial screening: Confidential eligibility check, AML/KYC pre-assessment.
File preparation: Collect IDs, police certificates, financials, insurance; select property path (rent/purchase).
Submission & due-diligence: Application filed with the government; background checks run; queries answered promptly.
Decision & formalities: Upon approval, settle government fees/contribution, donation, and finalize property.
Issuance: Residence cards granted; family members receive cards as included.
Maintenance: Keep property/insurance/means; renew cards per validity and report changes.

Fees & property thresholds (summary)

Item	Amount	Notes
Government administrative fee (main applicant)	€60,000	Spouse/minor children: included; adult dependents: €7,500 each
Government contribution	€37,000	Non-refundable contribution
Philanthropic donation	€2,000	Approved Maltese organization
Property — purchase	≥ €375,000	Hold ≥ 5 years
Property — rental	≥ €14,000 / year	Lease ≥ 5 years
Legal/Professional fees	Custom	Depends on family composition — request quotation

For a quick estimate, try our MPRP Cost Calculator.

Family, work, and mobility

Family inclusion: Spouse/partner, dependent children (typically to 29 if unmarried & dependent), dependent parents/grandparents.
Work in Malta: Permanent residents may apply for a work permit.
Education & healthcare: Access to Malta’s systems as residents (citizen entitlements differ).
Schengen travel: 90/180-day visa-free movement post-approval.

Frequently asked questions

Clean background, successful due-diligence, asset/liquidity thresholds, qualifying property (rent or purchase), contributions, €2,000 donation, and comprehensive health insurance.

Timelines vary; approvals are possible within months after complete submission and due-diligence. Complexity and family size can affect timing.

Spouse/partner, dependent children (typically up to 29 if unmarried and dependent), and dependent parents/grandparents may be added if eligibility conditions are met.

MPRP does not automatically lead to citizenship. Long-term residence can enable standard naturalization routes. For a citizenship-led path, see the Malta Citizenship by Merit (CBM) program.

Government administrative fee, government contribution, €2,000 donation, plus property commitment (purchase or rent). Legal fees depend on family composition.

Purchase at or above the qualifying threshold and hold for ≥5 years, or rent a qualifying property for ≥5 years at or above the annual minimum.

No minimum annual stay is mandated by the program, but you are expected to establish a genuine link with Malta and maintain property, insurance, and financial means to keep status in good standing.

Permanent residents may apply for a work permit. Company formation is possible subject to standard regulatory requirements and licensing.

Asset and liquidity thresholds must be met and maintained during the initial years (in addition to fees, contribution, donation, property, and insurance).

Yes—after approval, 90/180-day visa-free travel across the Schengen Area applies to the residence card holder.

IDs, police certificates, financial statements, proof of insurance, property documents (lease or purchase), and supporting forms as advised during preparation.

Incomplete files, weak financial evidence, delays in police certificates, and non-qualifying leases/purchases are frequent causes of queries or refusal.

Yes, provided you always maintain a qualifying property and minimum terms (price/rent and 5-year commitment). Notify your representative before changes.

Government contributions are generally non-refundable once paid. Some administrative or professional fees may be non-refundable—check your engagement letter.

Not strictly for eligibility, but a local or EU account can simplify payments and proof of means. KYC requirements apply at banks.

They must be recent at submission. If processing extends, updated certificates may be requested to remain current.

Bank statements, custody/brokerage statements, audited accounts, property deeds, and source-of-funds documentation. Liquidity and asset thresholds must be evidenced clearly.

Avoid travel close to expiry. Renewal is your responsibility; traveling with an expired card can cause Schengen re-entry issues.

If they pass the age/dependency threshold before decision, they may require separate consideration or their own application route.

Yes—non-compliance (e.g., losing qualifying property, insurance, or failing due-diligence updates) can result in revocation. Keep all conditions current.

No formal language test is part of MPRP, though English is widely used in Malta and helpful for daily life and paperwork.

No fixed region, but the property must meet the program’s minimum purchase or rent thresholds and term conditions. Standard due-diligence on landlords/sellers applies.

Provide official proofs (name-change certificates, registry extracts) and consistent spellings across the file. Translations/apostilles may be required.

Certain formalities can be delegated to authorized representatives per local rules. Biometrics and key signatures are usually in-person.

MPRP Answer Library

Fees & Property thresholds

One-page summary of government administrative fee, government contribution, €2,000 donation, and qualifying rent/purchase thresholds (5-year minimums).

Family benefits & inclusion

Who can be included (spouse/partner, dependent children, parents/grandparents) and what residents can access in education, healthcare, work permits, and Schengen mobility.

Steps & timeline

From screening and file preparation to submission, due-diligence, approval formalities, issuance, and ongoing maintenance—what to expect and how to stay on track.

Document checklist

IDs and civil status docs, police certificates, financials and liquidity, insurance, and qualifying property documents—plus tips to avoid common delays.

Sources & official information

Malta residency: Residency Malta Agency — official program authority.
Malta citizenship: Komunità Malta — citizenship authority (for CBM and nationality matters).
Schengen Area background: Wikipedia overview (general reference).

Refer to current government circulars/legal notices; figures and thresholds can change.

Zenturo Ltd.

Residency & Citizenship by Investment Programs Worldwide

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Santa Venera, SVR 1016
Malta

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