Investment Immigration

Phone: +356 9950 5515

WhatsApp & Telegram: +356 9991 4125

WeChat 微信: ZenturoSupport


The best immigration by investment program

The Best Citizenship Programs

December 2019: We are frequently asked "What's the best immigration by investment program out there right now?

In this blog post we discuss the single, most frequently asked question we receive: ”What is the best residency / citizenship by investment program in the EU?"

The answer to this question depends on three factors that are unique for each applicant: 1) your primary goal, 2) your budget, and 3) your desired time-frame.

1) Primary Goal. What is your primary reason for obtaining an alternative (or second) residency or citizenship in the EU? Are you planning to live or retire in the new country? Starting a business there? Is the goal to provide your family with a better quality of life, or your children with a better education? Or is the second passport meant as a safety net should the situation at home become unsustainable? All reasons are valid – which one is most important to you?

2) Budget. The second major decision factor is your budget. Generally, permanent residency programs are more affordable than citizenship programs because residency benefits are limited to the country that issues the residency visa. Permanent residency of a country confers the right to live in this country indefinitely. Examples of permanent residency programs include Malta (from EUR 120k), Greece (EUR 250k), Cyprus (EUR 300k), Portugal (EUR 350k), and Spain (EUR 500k).

Citizenship by investment programs, on the other hand, result in receiving the EU passport which allows you to live/study/work/retire in any EU member country. Citizenship provides much greater freedoms and security than just permanent residency. Because of these benefits, citizenship programs require a larger financial commitment, starting from EUR 390k (Bulgaria), EUR 800k (Malta), and EUR 2 million (Cyprus).

3) Speed of Application Processing. The third major factor in deciding on a residency / citizenship program is the time it takes to process your application. Permanent residency can take as little as 30 days when coupled with a citizenship application in Malta, for example. If not connected to a citizenship application, permanent residency can require anywhere from three to eight months depending on which country you select.

Application processing for citizenship, on the other hand, can be as short as four to six months in Cyprus, 12-18 months in Malta, and 18 months in Bulgaria. In general, the higher the investment amount, the faster the processing.

Lastly, if you have a lot of time then the lowest cost path to citizenship is by way of naturalization. Options include, for example, Greece, Portugal, and Spain where after receiving permanent residency status you may file for citizenship after living in the country between 6 – 10 years. The risk here is that you cannot be certain that the citizenship by naturalization option is still available that many years down the road as these programs usually depend on whichever political party is in power at that time.

In summary, the program that is best for you depends on your own prioritization of the above factors. Should you be ready to file an application we encourage you proceed now as the EU government in Brussels appears to be in favor of severely tightening application rules and increasing investment minimums as outlined in our previous newsletter. Time is of the essence!

Because immigration by investment programs can change over time please contact us to speak with an advisor or to receive a preliminary quotation. The information provided in this blog post is intended for educational and informational purposes only. It should not be construed as legal or financial advice.

Click here for the Malta citizenship by investment program. Click here for the Malta residency programs.

To start the application process online please register here.

For a detailed cost estimate or to schedule a confidential consultation please use our contact form.

Zenturo Ltd.

Residency & Citizenship by Investment Programs Worldwide

394A / 395A, Triq il-Kbira San Guzepp
Santa Venera, SVR 1016

Client Testimonials / Google Reviews

Phone: +356 9950 5515
WhatsApp: +356 9991 4125
Telegram: +356 9991 4125
WeChat 微信: ZenturoSupport
Skype: Zenturo Ltd. Support

Service Inquiries:
General Counsel:

Company Registration No.: C-39472
VAT ID: MT-18142026

All of our Malta immigration attorneys are government-licensed
Authorised Registered Mandatories.
License: AKM-BALD

Follow us on Facebook
Follow us on Twitter
Watch our videos on YouTube

Immigration by Investment Press Coverage: