CITIZENSHIP BY INVESTMENT BLOG

Update: Malta, Greece, Portugal & Caribbean Pathways to EU and Global Residency

A look at Malta’s upcoming Citizenship by Merit, MPRP reforms, Greece’s Golden Visa, Portugal’s nationality law, and Caribbean CBI changes.

In today’s fast-changing investment migration landscape, discerning families are seeking not only secure second residency and citizenship options, but also programs that deliver lasting value, lifestyle benefits, and generational advantages.  
Malta Citizenship by Merit Program

In this article, we share the latest updates from Malta, Greece, Portugal, and the Caribbean to help you navigate the most strategic opportunities available today.


MALTA — Updates

(A) Citizenship by Merit (expected to launch soon)

Malta is preparing to unveil a new Citizenship by Merit route - one of the most prestigious pathways to European citizenship. Unlike traditional investment programs, this framework will be reserved for individuals whose achievements demonstrate exceptional merit and meaningful contribution to society.

Eligible candidates will need to show outstanding accomplishments in areas such as:

• Business & Innovation: Founders and leaders who create jobs, drive growth, and elevate Malta’s economy.

• Science & Technology: Researchers and innovators whose breakthroughs advance healthcare, sustainability, AI, or other critical fields.

• Arts & Culture: Globally recognized figures in music, film, design, or sports who enhance Malta’s international reputation.

• Philanthropy & Social Impact: Long-standing commitments to education, humanitarian causes, or community development.

Every application will be backed by a comprehensive proposal that not only outlines past achievements but also demonstrates how future contributions will strengthen Malta’s economy, cultural presence, or global standing. All applications will undergo rigorous government due diligence to ensure the highest standards of integrity.

→ Begin by indicating how you qualify: Malta Citizenship by Merit Form


If the Malta citizenship program is not the right fit, Malta’s Permanent Residency Programme (MPRP) remains an accessible and highly attractive alternative, offering EU lifestyle and mobility benefits without the need to demonstrate merit: Explore MPRP

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(B) Malta MPRP — Permanent Residency Reforms

Malta has recently introduced sweeping reforms to its Permanent Residency Programme, designed to make the process faster, more flexible, and more accessible for global families. These changes directly respond to investor feedback and significantly strengthen Malta’s position among Europe’s top-tier residency destinations.

Highlights include:

• Immediate Access: Applicants now receive a one-year renewable temporary residence card at the application stage, allowing families to relocate, explore schools, and integrate into Malta even before final approval.

• Income Potential: Property purchasers can generate rental income from day one. Rental route applicants can sublet after five years, offering flexibility and potential returns.

• Reduced Costs for Families: A unified contribution of €37,000 applies whether renting or purchasing property (down from €60,000 for renters previously). An administrative fee of €60,000 covers the main applicant, including spouses and minor children at no additional cost. Adult dependants are charged €7,500 each.

• Capital Planning: The €60,000 administration fee is split into two stages (€15,000 on submission, €45,000 upon approval), easing upfront outlay.

Combined, these reforms lower costs, accelerate timelines, and enhance flexibility—making Malta one of the most cost-effective and family-friendly EU residency options available today. Feel free to contact us to speak with an advisor or request additional information.


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GREECE — Golden Visa at €250,000

For over a decade, Greece’s Golden Visa has stood out as one of Europe’s most compelling residency-by-investment programs. With a minimum real estate investment of just €250,000 - the lowest threshold in Europe - it offers a unique blend of secure EU residency, capital appreciation, and lifestyle benefits.

Why Greece appeals to global investors:

• No Donation Requirement: Every euro is tied to tangible real estate.

• No Physical Stay: Residency is granted without relocation, making it an ideal “Plan B.”

• Fast & Remote Processing: Permits are typically approved in 2–4 months, with only one required visit.

• Generational Planning: Up to three generations can be included in a single application.



Athens & Riviera — Europe’s real estate hotspot:

Athens is experiencing a real estate renaissance, with double-digit growth in property values for several consecutive years. The Athens Riviera, stretching from Piraeus to Cape Sounio, has become one of Europe’s most desirable addresses—offering both lifestyle appeal and strong rental yields.

Mega-projects such as the €16 billion Ellinikon Smart City are reshaping the urban landscape, while global institutional investors—from Blackstone to Gulf sovereign wealth funds—are committing billions to Greek real estate.

For U.S. and international investors alike, Greece provides visa-free Schengen access, permanent residency, and a secure foothold in the EU, all underpinned by one of Europe’s fastest-rising property markets.

Request our Athens property brochures matched to your budget and strategy.

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PORTUGAL — Citizenship & Residency Law


Portugal remains one of the most reliable and investor-friendly EU destinations for long-term residency and citizenship.


Recent proposals to amend the nationality law—most notably to extend the five-year residency requirement and to redefine the start date of the residency count—were sent back to committee for further review after significant opposition from legal experts and industry leaders.


For now:

• The five-year pathway to citizenship remains fully intact.


• Residency is still counted from the date of application submission, not permit issuance.


• Any changes will require broad political consensus, with no immediate timeline for enactment.



Portugal continues to offer a clear and credible route to EU citizenship through the Golden Visa, with robust investor protections and a reputation for stability. Use our Portugal Contact Form to speak with an advisor or request additional information.

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CARIBBEAN — Regional CBI Reforms

The five Eastern Caribbean states (Antigua & Barbuda, Dominica, Grenada, St Kitts & Nevis, St Lucia) are preparing to adopt unified reforms under the draft Eastern Caribbean CBI Regulatory Authority (EC-CIRA).


Proposed reforms include:

• A 30-day residency requirement within the first 5 years.


• Integration programs covering civic education and cultural orientation.


• Annual caps on citizenship approvals, coordinated across all five nations.

While reforms are pending ratification, HNWIs seeking Caribbean citizenship may prefer to apply now under current, more flexible rules. Please use our Caribbean Contact Form to inquire about the latest investment minimums and next steps.



Grenada — a unique differentiator

• U.S. E-2 Investor Visa treaty allows Grenadian citizens to apply for long-term U.S. visas.

• Broad family eligibility (spouse, children up to 30, parents 55+, unmarried siblings).

• Approved real estate projects from $270,000, with some offering upfront rental returns.



Antigua & Barbuda — citizenship + beachfront ownership

• Visa-free access to 150+ countries.

• Rare opportunity to combine citizenship with freehold luxury real estate on one of Antigua’s finest beaches (~$350,000).

• Ownership within an exclusive low-density, eco-conscious resort opening in 2025, with optional rental management.

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Next Steps

These programs are evolving quickly, and timing is often critical. Whether your priority is a European foothold, long-term citizenship planning, or Caribbean diversification, we can help map your family’s strategy to the most advantageous program. Contact us today to arrange a confidential consultation.


Your Zenturo Team



Because immigration by investment programs can change over time please contact us to speak with an advisor or to receive a preliminary quotation. The information provided in this blog post is intended for educational and informational purposes only. It should not be construed as legal or financial advice.

MALTA INFORMATION CENTER

Everything you need to know about Malta citizenship, residency, and real estate.

Malta Citizenship

Malta Residency

Malta Real Estate

Click here for the Malta citizenship by merit program. Click here for the Malta residency programs.

To start the application process online please register here.

For a detailed cost estimate or to schedule a confidential consultation please use our contact form.
 

Zenturo Ltd.

Residency & Citizenship by Investment Programs Worldwide

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Malta

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