在 MPRP 框架下出租您的马耳他房产 — 哪些情况被允许

2026 年更新。本文为 2018 年旧文的更新版本，现专门针对马耳他，以及马耳他永久居留计划（MPRP／马耳他黄金签证）。马耳他原有的投资入籍计划已被卓越贡献入籍（CBM）框架取代。

问题：作为 MPRP 居民，在我不使用房产时，可以将其出租吗？

简短回答：视情况而定 — 取决于您是购买还是租赁了符合资格的房产、房产所在位置，以及您已持有多长时间。这并非简单的“可以”或“不可以”，与许多旧项目中“自住房一律不得出租”的笼统规定不同。

如果您“购买”了符合资格的房产

购买的 MPRP 房产必须作为您在马耳他的居住地址；能否出租取决于房产所在位置：

位于特别指定区域（SDA）：可以出租。SDA 房产无需 AIP 许可即可购买，条件与马耳他公民相同，可以出租（包括在您离开马耳他期间）。详见我们的马耳他特别指定区域（SDA）指南。
位于 SDA 之外：通常不可出租。非欧盟买家购买非 SDA 房产须持 AIP（不动产购置）许可，该许可仅限自住，因此此类房产不得出租。若需要出租，请选择 SDA 房产。

如果您“租赁”了符合资格的房产

租赁型的符合资格房产限制更多。它仅可在五年之后转租，且须取得房东及租赁合同的同意。换言之，在项目初期您无法依靠转租租赁型房产获取收入，即使在五年之后，也取决于房东与租约的规定。

无论哪种情况：都要在马耳他保留居住地址

无论购买还是租赁，您都必须在马耳他保留居住地址以维持永久居留身份。符合资格的房产须在前五年持有；此后，只需在马耳他拥有居住地址即可。

常见错误

我们最常看到的错误，是以为可以从第一天起就出租租赁型的符合资格房产。该项租金收入在合格期内无法实现，据此做出的投资测算是错误的。如果尽早获得租金收入对您很重要，请购买 SDA 房产（非 SDA／AIP 许可的房产同样不得出租）。我们会在免费评估中同时测算购买与租赁两种方案，让您在决定前掌握真实数字。

有关完整的资格规则、门槛与时间安排，请参阅马耳他居留项目页面。

关于其他国家：各国规则差异很大，有些项目完全禁止出租自住房，有些则允许立即出租。本文仅针对马耳他；请勿假设其他国家的规则适用于此，反之亦然。

如对这些规则有疑问，欢迎联系我们的顾问。

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About the Author

Zenturo Ltd. is a government-licensed Malta immigration firm that has advised individuals and families on Maltese citizenship and residency since 2013. This article was prepared by Zenturo’s editorial team and draws on our hands-on experience preparing and filing Malta applications under the current framework.

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