Articles | Citizenship For Free? A new investment strategy.

Malta (EU) Citizenship Investment Strategy

Generating Property Investment Returns to Offset Application Costs

The other day one of our clients made an interesting observation:

“If I invest into two properties, one to satisfy the citizenship by investment program and the other to rent out, and then sell both properties after 5 years, I might be able to cover most or even all of my expenses and essentially receive citizenship (the EU passport) for free.”

Indeed, after five years, the property holding requirement for the Malta citizenship by investment (CBI) program would have been met. During this period, the rental income and property appreciation for both properties could be substantial, essentially reimbursing you for the CBI application expenses.

Let’s break this strategy down into its individual components.

Property #1: Investment Citizenship and Property Value Appreciation

The first property would serve as your primary residence in Malta, meeting one of the requirements that qualify an applicant under the Maltese Citizenship for Exceptional Services regulations. We have discussed the benefits of the Maltese program over any other European program in a recent article here. In essence, the Malta program is the only remaining citizenship by investment program in the EU where qualified applicants and their families may receive citizenship (the EU passport) after as little as 12 months in residency status. The is no other program in the EU like it.

Property #2: Rental Income and Property Value Appreciation

Simultaneously, an applicant would acquire a second property for investment purposes as Malta's real estate market is renowned for its stability and steady appreciation. By purchasing a property for rental income, you can enjoy a regular stream of revenue while simultaneously benefiting from the property's appreciation over time provided a continuation in the market’s price increase.

The Financial Advantage

Here's where the strategy becomes intriguing. The rental income generated from your investment property, combined with the potential appreciation of both properties over the minimum five-year holding period for Property #1, could effectively cover the application fees for the Citizenship by Investment program. In essence, the rental income and capital appreciation realized from both properties could offset the costs of obtaining Maltese citizenship.

Should you be interested in this strategy we recommend discussing it with your financial planner. You can access current property listings with pictures and prices on our Malta real estate website here.

For next steps regarding the application procedure please don't hesitate to get in touch with one of our advisors.

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Because immigration by investment programs can change over time please contact us to speak with an advisor or to receive a preliminary quotation. The information provided in this blog post is intended for educational and informational purposes only. It should not be construed as legal or financial advice.

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CITIZENSHIP BY INVESTMENT BLOG

Malta (EU) Citizenship Investment Strategy

Stay ahead of the curve!

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